Q3 2025 Moneta Money Bank as Earnings Call Transcript
Dear ladies and gentlemen, welcome to the conference call of MONETA Money Bank regarding 3Q 2025 financial results. Please note that this conference call will be recorded. (Operator Instructions) Today's speakers are Mr. Tomas Spurny, Mr. Carl Normann Voekt, Mr. Jan Fricek, Mr. Jan Novotny, and Mr. Andrew Gerber.
May I now hand over to Mr. Spurny, who will lead you through the conference call. Sir, please go ahead.
Good morning, ladies and gentlemen. I have the honor and the pleasure of presenting the third-quarter result. If I can ask you to turn to page number 2, I would like to summarize our performance on year-to-date basis. With respect to net profit, we have delivered CZK4.9 billion. This is 15.7% higher than in comparable period last year. The result comes on basis of revenue growth, which stands at more than 9%, and we reached CZK10.3 billion.
We have stable cost base. Operating expenses remain at level of CZK4.2 billion and additionally
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