Full Year 2025 Pepkor Holdings Ltd Earnings Call Transcript

Nov 25, 2025 / 08:00 AM GMT

Release Date Price: €1.23

Transcript

Key Points

Positve

Pepkor Holdings Ltd (FRA:S1VA) reported a 23.4% normalized HEPs growth, showcasing strong financial performance.
The company achieved a 12% increase in turnover, reaching 95 billion rand, with operating profit growing faster than the top line at 13.2%.
Pepkor's fintech segment experienced phenomenal growth, with financial services revenue increasing by 61% and contributing significantly to overall profitability.
The company's retail footprint expanded with the opening of 270 new stores, enhancing its market presence.
Pepkor's loyalty program, Plus More, grew to 13 million customers, strengthening customer engagement and retention.

Negative

Pepkor faces increased competition in the retail sector, which remains a significant challenge.
The company's cost of doing business rose by 0.5%, driven by strategic investments and increased marketing expenses.
Currency fluctuations negatively impacted revenue growth in international markets, particularly in Africa and Avenida.
The closure of unprofitable stores and the underperformance of Shoe City affected overall profitability.
Pepkor's EBIT margin target of 12% is delayed, with expectations to achieve it in two to three years due to recent acquisitions and integration costs.

Refinitiv StreetEvents Event Transcript
E D I T E D V E R S I O N

PPHJ.J - Pepkor Holdings Ltd
Full Year 2025 Pepkor Holdings Ltd Earnings Call
Nov 25, 2025 / 08:00AM GMT

=====================
Presentation
--------------------------------------------------------------------------------
Unidentified_1 [1]
--------------------------------------------------------------------------------
Welcome to the Pepco Holdings annual results presentation for the year ended 30th September 2025.

As per usual, I'll make a few introductory comments. I actually have more slides than usual. Then Ryan will do the financial performance analysis, and then Sean and joined by Gar this year, we'll look at the strategic implementation of our retail business, and then we'll finish off with an outlook of how we've been trading since year-end. And while we're busy, you can send in your questions and we'll answer them at the end of the presentation.

So in terms of the purpose and the context, a slide that we put in just to remind our investors that what our purpose are and it's really to build a customer proposition that

Already have an account? Log in

Get the full story

Subscribe Now

	Access to All Earning Calls and Stock Analysis
	30-Year Financial on one screen
	All-in-one Stock Screener with unlimited filters
	Customizable Stock Dashboard
	Real Time Insider Trading Transactions
	8,000+ Institutional investors’ 13F holdings
	Powerful Excel Add-in and Google sheets Add-on
	All data downloadable
	Quick customer support
	And much more...

7-Day Free Trial · Cancel Anytime

Subscription fee may be tax deductible.

Excellent

4.6 out of 5

Trustpilot

Research Tools

All-In-One Screener Stock Ideas Stock List Guru List Guru Real-Time Picks Insider List Insider Trades Economic Indicators Sector & Industry Performance DCF Calculator Calculators Discussion Board

Product

Pricing Plans Excel Add-In Google Sheets Add-on Data API Stock Comparison Table Manual of Stocks Instant Alerts Mobile App Newsletters Signup 中文

Education

Financial Glossary Tutorials FAQ Buffett Indicator Shiller P/E Yield Curve Today U.S. Inflation Rate Global Market Valuation Fed Net Liquidity Buffett Assets Allocation

Company

About GuruFocus Career Contact Us Advertise Term of Use Privacy Policy Referral Program Partner Program

Survey

We'd love to learn more about your experiences on GuruFocus.com and how we can improve!

Take Survey

Disclaimers

GuruFocus.com is not operated by a broker or a dealer. Under no circumstances does any information posted on GuruFocus.com represent a recommendation to buy or sell a security. The information on this site, and in its related newsletters, is not intended to be, nor does it constitute investment advice or recommendations. The individuals or entities selected as "gurus" may buy and sell securities before and after any particular article and report and information herein is published, with respect to the securities discussed in any article and report posted herein. Gurus may be added or dropped from the GuruFocus site at any time. In no event shall GuruFocus.com be liable to any member, guest or third party for any damages of any kind arising out of the use of any content or other material published or available on GuruFocus.com, or relating to the use of, or inability to use, GuruFocus.com or any content, including, without limitation, any investment losses, lost profits, lost opportunity, special, incidental, indirect, consequential or punitive damages. Past performance is a poor indicator of future performance. The information on this site, and in its related newsletters, is not intended to be, nor does it constitute investment advice or recommendations. The information on this site is in no way guaranteed for completeness, accuracy or in any other way. The gurus listed in this website are not affiliated with GuruFocus.com, LLC. Stock quotes are provided by QuoteMedia, Inc. (CSI). Company fundamental data is provided by Morningstar. Analyst estimates data is sourced from both Refinitiv and Morningstar, with priority given to Refinitiv data. Data is updated daily.