Q3 2022 SBI Holdings Inc Business Results Presentation Transcript
Thank you very much for taking your time out of your very busy schedule today to listen to financial results for the 9-month period ended December 31, 2021. We have about 70 attendees; and online, there are about 130 audience. We start usually at 4 p.m., but we are starting at the 3:30 p.m. I have previous engagement starting from 6:00 p.m., and we must stop at 6 p.m., my apologies.
This is before the consolidation of Shinsei Bank. In the second quarter -- in the third quarter, before consolidating Shinsei Bank, consolidated performance for these periods will be presented today. Shinsei Bank is under J-GAAP and we have adopted IFRS. And to put these 2 entities with different accounting standards together has been quite burdensome, and it was not easy to make
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