Q4 2025 Texas Capital Bancshares Inc Earnings Call Transcript

Jan 22, 2026 / 02:00PM GMT

Transcript 8-K

Operator

Welcome everyone. The Texas Capital Bancshares Inc., full year and Q4 2025 earnings call will begin shortly. (Operator Instructions).

Hello, everyone, and thank you for joining the Texas Capital Bancshares Inc., full year and Q4 2025 earnings call. My name is Claire and I will be coordinating your call today.

(Operator Instructions) I will now hand over to Jocelyn Kukulka from Texas Capital Banc to begin. Please go ahead.

Jocelyn Kokula

Texas Capital Bancshares Inc - Head of Investor Relations

Good morning, and thank you for joining us for TCBI's fourth quarter 2025 earnings conference call. I'm Jocelyn Kukulka, Head of Investor Relations. Before we begin, please be aware this call will include forward-looking statements that are based on our current expectations of future results or events.

Forward-looking statements are subject to both known and unknown risks and uncertainties that could cause actual results to differ materially from these statements. Our forward-looking statements are as of the date of this call, and we do not

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