Q3 2023 Tryg A/S Earnings Call Transcript
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Good morning, everybody. My name is Gianandrea Roberti, I'm Head of Investor Relations at Tryg. We published our Q3 results earlier this morning. And I have here with me Johan Kirstein Brammer, Group CEO; Barbara Plucnar Jensen, Group CFO; and Mikael Karrsten, Group CTO to present the report. I would just like to remind everybody to ask one question at a time to allow the highest number of questions from participants.
With these words, over to you, Johan.
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Thanks a lot. And I will kick straight into it on Page 3. Tryg is reporting a DKK 1.513 billion insurance service result, with significantly higher than normal weather and large claims. Weather claims, in particular, were the highest on a net basis in the last 15 years, totaling DKK 611 million, or around DKK 450 million higher than an average expected Q3. The storm called Hans hit Scandinavia causing
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