Q2 2025 CTBC Financial Holding Co Ltd Earnings Call Transcript
Welcome to CTBC Holding 2025 Q2 Earnings Call. Today's meeting will be chaired by Rachael Kao, President of CTBC Holding. Also present are Megan Hsu, CFO of CTBC Holding; Pai-Hung Yeh, CSO of Taiwan Life; and Justine Shen, Head of IR of CTBC Holdings. (Operator Instructions)
First, I would like to invite President Kao to give her opening remarks.
Good afternoon, investors and analysts. Thank you for attending CTBC Holding's 2025 Q2 Earnings Call. First of all, I would like to explain to you the overall profit of CTBC Holding. CTBC Holding's pretax net profit in the first half of this year reached TWD41.4 billion and after-tax net profit TWD35.8 billion, down 3.7% Y-o-Y, which is roughly the same Y-o-Y.
In the first half, affected by Trump's policies, global stock bond and FX markets fluctuated more than last year. As a result, the overall after-tax profit of the industry declined by 35% Y-o-Y, but CTBC Holding performed better than the industry average. After-tax EPS, TWD1.78, and ROE, 16
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