Trustmark Corp (NAS:TRMK)

Q1 2026 Trustmark Corp Earnings Call Transcript

Apr 29, 2026 / 01:30 PM GMT

Release Date Price: $44.28 (-2.68%)

Transcript 10-Q8-K

Key Points

Positve

Trustmark Corp (TRMK) reported strong financial performance with a net income of $56.1 million and a return on average tangible equity of 12.58%.
The company experienced continued loan growth, with loans held for investment increasing by $203.7 million quarter-over-quarter.
Trustmark Corp (TRMK) maintained stable credit quality, with net charge-offs representing only 4 basis points of average loans.
The deposit base expanded by $212.7 million, driven by growth in personal and commercial deposits.
Non-interest income increased by 2.7% from the prior quarter, reflecting successful revenue diversification efforts.

Negative

Revenue in the first quarter saw a seasonal decrease of 0.6% from the prior quarter.
The net interest margin remained unchanged from the prior quarter, indicating potential challenges in improving profitability.
Non-interest expense increased by $8.1 million year-over-year, highlighting ongoing cost pressures.
There was a slight increase in non-performing loans, primarily due to a specific CRE project moving to non-accrual status.
The company faces competitive pressures in deposit growth, with a need to manage exception pricing on money market accounts.

Refinitiv StreetEvents Event Transcript
E D I T E D V E R S I O N

TRMK.OQ - Trustmark Corp
Q1 2026 Trustmark Corp Earnings Call
Apr 29, 2026 / 01:30PM GMT

=====================
Presentation
--------------------------------------------------------------------------------
Unidentified_1 [1]
--------------------------------------------------------------------------------
Good morning, ladies and gentlemen, and welcome to Trustmark Corporation's First Quarter Earnings Conference Call.

At this time, all participants are in a listen-only mode.

Following the presentation this morning, there will be a question-and-answer session.

To ask a question, you may press star, then one on a touchtone phone. To withdraw your question, please press star, then two.

As a reminder, this call is being recorded.

It is now my pleasure to introduce Mr. Joey Raine, Director of Corporate Strategy at Trustmark. Please go ahead.

--------------------------------------------------------------------------------
Unidentified_2 [2]
----------------------------------------------

Already have an account? Log in

Get the full story

Subscribe Now

	Access to All Earning Calls and Stock Analysis
	30-Year Financial on one screen
	All-in-one Stock Screener with unlimited filters
	Customizable Stock Dashboard
	Real Time Insider Trading Transactions
	8,000+ Institutional investors’ 13F holdings
	Powerful Excel Add-in and Google sheets Add-on
	All data downloadable
	Quick customer support
	And much more...

7-Day Free Trial · Cancel Anytime

Subscription fee may be tax deductible.

Excellent

4.6 out of 5

Trustpilot

Research Tools

All-In-One Screener Stock Ideas Stock List Guru List Guru Real-Time Picks Insider List Insider Trades Economic Indicators Sector & Industry Performance DCF Calculator Calculators Discussion Board

Product

Pricing Plans Excel Add-In Google Sheets Add-on Data API Stock Comparison Table Manual of Stocks Instant Alerts Mobile App Newsletters Signup 中文

Education

Financial Glossary Tutorials FAQ Buffett Indicator Shiller P/E Yield Curve Today U.S. Inflation Rate Global Market Valuation Fed Net Liquidity Buffett Assets Allocation

Company

About GuruFocus Career Contact Us Advertise Term of Use Privacy Policy Referral Program Partner Program

Survey

We'd love to learn more about your experiences on GuruFocus.com and how we can improve!

Take Survey

Disclaimers

GuruFocus.com is not operated by a broker or a dealer. Under no circumstances does any information posted on GuruFocus.com represent a recommendation to buy or sell a security. The information on this site, and in its related newsletters, is not intended to be, nor does it constitute investment advice or recommendations. The individuals or entities selected as "gurus" may buy and sell securities before and after any particular article and report and information herein is published, with respect to the securities discussed in any article and report posted herein. Gurus may be added or dropped from the GuruFocus site at any time. In no event shall GuruFocus.com be liable to any member, guest or third party for any damages of any kind arising out of the use of any content or other material published or available on GuruFocus.com, or relating to the use of, or inability to use, GuruFocus.com or any content, including, without limitation, any investment losses, lost profits, lost opportunity, special, incidental, indirect, consequential or punitive damages. Past performance is a poor indicator of future performance. The information on this site, and in its related newsletters, is not intended to be, nor does it constitute investment advice or recommendations. The information on this site is in no way guaranteed for completeness, accuracy or in any other way. The gurus listed in this website are not affiliated with GuruFocus.com, LLC. Stock quotes are provided by QuoteMedia, Inc. (CSI). Company fundamental data is provided by Morningstar. Analyst estimates data is sourced from both Refinitiv and Morningstar, with priority given to Refinitiv data. Data is updated daily.