Daiichi Life Group Inc (TSE:8750)

Q3 2025 Dai-ichi Life Holdings Inc Earnings Call Transcript

Feb 14, 2025 / 10:59 AM GMT

Release Date Price: 円1088.25 (+1.11%)

Transcript

Key Points

Positve

Dai-ichi Life Holdings Inc (DLICY) reported an adjusted profit of JPY359.6 billion for the third quarter, exceeding the full-year forecast of JPY340 billion.
The domestic business at Dailife saw profits exceed forecasts due to improved yields on bonds and risk assets, as well as faster-than-expected domestic equity sales.
The international business, including Protective and Tau, produced stable profits in line with plans, contributing to the group's overall profit exceeding forecasts.
The company raised its full-year profit forecast to JPY450 billion from JPY340 billion, a 20% increase, and increased the dividend per share (DPS) for March 2025 to JPY133 from JPY122.
Sales of new business products have been recovering well, with initiatives in place to further improve sales activities, particularly in small and medium-sized entities.

Negative

The international business achievement ratio was 78%, with some losses incurred due to a review of insurance assumptions and unlocking.
The extraordinary loss from the second carrier support system amounted to JPY29 billion.
Eligible capital declined due to shareholder returns and increased required capital from higher interest rates, leading to a lower ESR of 213%.
The sale of equity in some areas was less than expected, although offset by increases elsewhere.
The impact of mass lapse risks due to higher interest rates remains a concern, with ongoing analysis required.

Refinitiv StreetEvents Event Transcript
E D I T E D V E R S I O N

8750.T - Dai-ichi Life Holdings Inc
Q3 2025 Dai-ichi Life Holdings Inc Earnings Call
Feb 14, 2025 / NTS GMT

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Presentation
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Unidentified_1 [1]
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Well, thank you very much for coming to this call, despite your very demanding schedule, and I'd like to take this opportunity to send my heart for appreciation for your continued support. So today, we released the financial results up to 3rd quarter, so I'm going to give you the details of the financial results. So please look at page 3. These are the 3 main points for financial results. First, consolidated results for the group.

Adjusted profit for the third quarter is JPY359.6 billion, which is exceeding full year forecast of JPY340 billion. For domestic business at Dailife, profit exceeded the forecast.

And the reasons being the the yield for en bond and the risk assets like equity and alternative assets

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