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Thank you for waiting. Thank you for calling in for Tokio Marine Holdings Fiscal Year 2018 Results Call. (Operator Instructions) And this call will be taped.
I'd like to also give a disclaimer. The presentation you're about to hear may state future projections based off current forecast and is subject to risks and uncertainties. Actual results may vary from the projections.
Now we would like to start the call. Over to you, Mr. Ishiguro.
Ladies and gentlemen, thank you for participating in the conference call today, and my name is Ishiguro from the IR group of Tokio Marine Holdings. I'd like to talk about the fiscal 2018 results and 2019 projections of Tokio Marine Holdings, which we have just announced today.
In this conference call, I'd like to explain the gist of the financial results and projections using the PDF material, which we have just posted on our website, and I will take about first 10 minutes for my part. After my part
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