Business Description
Elmira Savings Bank Elmira NY
NAICS : 522110
SIC : 6022
ISIN : US2896601026
Description
Elmira Savings Bank Elmira NY is primarily engaged in the business of attracting deposits from the general public and originating mortgage loans secured by first and second liens on one-to-four family residences; consumer loans on automobiles; general consumer loans; commercial real estate loans; and commercial loans. The bank offers a wide variety of services to its individual and commercial customers including savings and money market accounts; certificates of deposit; loans; online banking; mobile banking, and debit cards. Its other banking services include checking; commercial lending; merchant services; other services, such as overdraft protection, safe deposit boxes, notary public and telephone banking.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 3.05 | |||||
| Equity-to-Asset | 0.09 | |||||
| Debt-to-Equity | 0.48 | |||||
| Debt-to-EBITDA | 1.22 | |||||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 6/9 | |||||
| Beneish M-Score | -2.5 | |||||
| WACC vs ROIC | ||||||
Growth Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 0.6 | |||||
| 3-Year EPS without NRI Growth Rate | -0.6 | |||||
| 3-Year FCF Growth Rate | 4.9 | |||||
| 3-Year Book Growth Rate | 2.6 |
Momentum Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 6-1 Month Momentum % | 0.61 | |||||
| 12-1 Month Momentum % | 68.33 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 2.6 | |||||
| Dividend Payout Ratio | 0.57 | |||||
| 3-Year Dividend Growth Rate | -8.1 | |||||
| Forward Dividend Yield % | 2.6 | |||||
| 5-Year Yield-on-Cost % | 2.22 | |||||
| 3-Year Average Share Buyback Ratio | -0.3 | |||||
| Shareholder Yield % | 5.91 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 17.48 | |||||
| FCF Margin % | 12.36 | |||||
| ROE % | 6.97 | |||||
| ROA % | 0.66 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 19.39 | |||||
| PE Ratio without NRI | 19.39 | |||||
| Shiller PE Ratio | 18.22 | |||||
| Price-to-Owner-Earnings | 18.3 | |||||
| PS Ratio | 3.4 | |||||
| PB Ratio | 1.59 | |||||
| Price-to-Tangible-Book | 2.09 | |||||
| Price-to-Free-Cash-Flow | 27.54 | |||||
| Price-to-Operating-Cash-Flow | 23.79 | |||||
| EV-to-Revenue | 1.31 | |||||
| EV-to-FCF | 10.61 | |||||
| Price-to-Projected-FCF | 1.06 | |||||
| Price-to-Median-PS-Value | 1.31 | |||||
| Price-to-Graham-Number | 1.34 | |||||
| Forward Rate of Return (Yacktman) % | 1.57 |
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Elmira Savings Bank Elmira NY Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 23.799 | ||
| EPS (TTM) ($) | 1.19 | ||
| Beta | 0 | ||
| Volatility % | 70.89 | ||
| 14-Day RSI | 0 | ||
| 14-Day ATR ($) | 0.0162 | ||
| 20-Day SMA ($) | 0 | ||
| 12-1 Month Momentum % | 68.33 | ||
| 52-Week Range ($) | 12.8 - 23.22 | ||
| Shares Outstanding (Mil) | 3.51 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 6 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Elmira Savings Bank Elmira NY Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Elmira Savings Bank Elmira NY Stock Events
| Event | Date | Price($) | ||
|---|---|---|---|---|
| No Event Data | ||||
Elmira Savings Bank Elmira NY Frequently Asked Questions
What is Elmira Savings Bank Elmira NY(ESBK)'s stock price today?
The current price of ESBK is $23.08. The 52 week high of ESBK is $23.22 and 52 week low is $12.80.
When is next earnings date of Elmira Savings Bank Elmira NY(ESBK)?
The next earnings date of Elmira Savings Bank Elmira NY(ESBK) is .
Does Elmira Savings Bank Elmira NY(ESBK) pay dividends? If so, how much?
The Dividend Yield %  of Elmira Savings Bank Elmira NY(ESBK) is 2.6% (As of Today), Highest Dividend Payout Ratio of Elmira Savings Bank Elmira NY(ESBK) was 0.93. The lowest was 0.5. And the median was 0.73. The  Forward Dividend Yield % of Elmira Savings Bank Elmira NY(ESBK) is 2.6%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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