Paya Holdings Inc is a provider of integrated payment and frictionless commerce solutions that help customers accept and make payments, expedite the receipt of money, and increase operating efficiencies. Its operating segment includes Integrated Solutions and Payment Services. The company generates maximum revenue from the Integrated Solutions segment. The Integrated Solutions segment represents the delivery of credit and debit card payment solutions, and to a lesser extent, ACH processing solutions to customers via integrations with software partners across strategic vertical markets. Integrated Solutions partners also include vertical-focused front-end Customer Relationship Management software providers as well as back-end Enterprise Resource Planning and accounting solutions.

Financial Strength

5/10

Name	Current	Vs Industry
Cash-To-Debt	0.69
Equity-to-Asset	0.35
Debt-to-Equity	0.95
Debt-to-EBITDA	4.09
Interest Coverage	1.76
Piotroski F-Score	5/9	0 1 2 3 4 5 6 7 8 9
Altman Z-Score	2.33	Distress Grey Safe
Beneish M-Score	-2.73	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	8.5
	3-Year EBITDA Growth Rate	20.9
	3-Year FCF Growth Rate	22.6
	3-Year Book Growth Rate	19.1
	Future 3-5Y Total Revenue Growth Rate	11.6

Momentum Rank

	Name	Current	Vs Industry		Vs History
	6-1 Month Momentum %	53.96
	12-1 Month Momentum %	83.58

Liquidity Ratio

	Name	Current	Vs Industry		Vs History
	Current Ratio	1.71
	Quick Ratio	1.71
	Cash Ratio	0.76
	Days Sales Outstanding	33.38
	Days Payable	7.76

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	3-Year Average Share Buyback Ratio	-4.3
	Shareholder Yield %	-0.55

Profitability Rank

3/10

	Name	Current	Vs Industry		Vs History
	Gross Margin %	50.93
	Operating Margin %	8.92
	Net Margin %	2.92
	FCF Margin %	11.4
	ROE %	3.31
	ROA %	1.23
	ROIC %	3.12
	ROC (Joel Greenblatt) %	152.68
	ROCE %	5.35
	Years of Profitability over Past 10-Year	1

GF Value Rank

	Name	Current	Vs Industry		Vs History
	PE Ratio	139.14
	Forward PE Ratio	24.27
	PE Ratio without NRI	139.14
	PS Ratio	4.42
	PB Ratio	5.01
	Price-to-Free-Cash-Flow	38.65
	Price-to-Operating-Cash-Flow	27.28
	EV-to-EBIT	48.9
	EV-to-Forward-EBIT	37.73
	EV-to-EBITDA	22.88
	EV-to-Forward-EBITDA	16.61
	EV-to-Revenue	4.83
	EV-to-Forward-Revenue	4.36
	EV-to-FCF	42.33
	Earnings Yield (Greenblatt) %	2.04
	FCF Yield %	2.61

Financials (Next Earnings Date:2024-05-10 Est.)

Annual Quarterly TTM

PAYA's 30-Y Financials

AAPL

Income Statement Breakdown

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

See Details

Insider Trades

See Details

Gurus Latest Trades with NAS:PAYA

No Available Data

Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Paya Holdings Inc Executives

Details

GF Value

PAYA

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 4 Medium warning signs with PAYA. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil $)	282.743
	EPS (TTM) ($)	0.07
	Beta	0
	Volatility %	53.1
	14-Day RSI	0
	14-Day ATR ($)	0.00597
	20-Day SMA ($)	0
	12-1 Month Momentum %	83.58
	52-Week Range ($)	4.51 - 9.75
	Shares Outstanding (Mil)	132.42

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	5
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Paya Holdings Inc Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Paya Holdings Inc Stock Events

Financials Calendars

	Event	Date	Price($)
No Event Data

Paya Holdings Inc Frequently Asked Questions

What is Paya Holdings Inc(PAYA)'s stock price today?

The current price of PAYA is $9.74. The 52 week high of PAYA is $9.75 and 52 week low is $4.51.

When is next earnings date of Paya Holdings Inc(PAYA)?

The next earnings date of Paya Holdings Inc(PAYA) is 2024-05-10 Est..

Does Paya Holdings Inc(PAYA) pay dividends? If so, how much?

Paya Holdings Inc(PAYA) does not pay dividend.

Press Release

	Subject	Date
No Press Release

Headlines

No news.

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