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Okay. We will get started. Good morning. Dear investors, welcome to the Ping An 2019 Annual Results Announcement Meeting. I'm the moderator, board secretary, my name is Sheng Ruisheng. We know we are affected by the disease, and we will have this meeting in video conferencing and telepresence and conference calls. And we have Mr. Ma, the Chairman and CEO of the company; President and co-CEO, Xie Yonglin; and Jessica Tan, co-CEO; and Jason Yao, CFO; and Chief Investment Officer, Mr. Timothy Chan; and also the new -- Mr. Lu Min, Chief Insurance Business Officer. And we will start with Mr. Jason Yao to introduce the performance in 2019. And then Mr. Lu, Mr. Xie, and Ms. Tan will go through the different business units, and we will answer the questions afterwards. And I'll invite Jason Yao.
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