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Q3 2021 Samsung Fire & Marine Insurance Co Ltd Earnings Call (English, Korean) Transcript
[Interpreted] Good morning. I am Joon Chang Ho, Head of the IR team. Thank you for joining Samsung Fire & Marine's Third Quarter 2021 Earnings Conference Call. We will begin with our CFO, Hong Seong-Woo's presentation and key earnings highlights and future business outlook, followed by a Q&A during which answers will be provided by our management team. The whole session will last around 1 hour.
I now invite our CFO, Hong Seong-Woo.
[Interpreted] Good morning. This is CFO, Hong Seong-Woo. Allow me to present on Q3 2021 earnings results. Q3 '21 pretax profit reported KRW 377.7 billion, while net profit was up 42.2% on year to KRW 278.1 billion. Q3 cumulative pretax profit reported KRW 1,388.4 billion, with net profit at KRW 1,022.2 billion, which is up 62.5% year-over-year.
First, on the back of margin-focused, qualitative growth, long-term insurance saw its risk and loading premium
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