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Q1 2019 Caixabank SA Earnings Call Transcript
' -
Good morning. Welcome to CaixaBank's Financial Results Presentation for the First Quarter of 2019. Presenting today is our CEO, Gonzalo Gortázar; and our CFO, Javier Pano.
Let me mention a few housekeeping items for comparison purposes with last year's first quarter. You need to account for the Repsol announcement of disposal and the change in accounting treatment of BFA, as well as the capital gain of Viacer which happened at BPI. We have also provided new details of customer funds to highlight unit-linked products within the insurance breakdown. And finally, post the sale of our OREO last year, we have discontinued reporting the real estate segment, and what was left has now been integrated into the bancassurance segment.
With that, let me also give a brief reminder of format for our first-time viewers. We plan to spend around 30 minutes presenting with 45 minutes available for live Q&A. And again, you should have instructions on your screen to participate in that. My team and I will be available after the
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