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Q4 2021 XP Inc. Earnings Call Transcript
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So good evening, everyone, or good afternoon, depending on where you are at. Welcome to another conference call or earnings call for XP Inc., this time around for the fourth quarter of 2021 or for the whole year of 2021.
I am André Martins. I am responsible for Investor Relations at the company. We also -- we have with us today our CEO, Thiago Maffra; and also Bruno Constantino, our CFO; together with the IR team, Marina and Antonio as well.
So just before we begin, again, always refer to Page 2 of our presentation to read the disclaimers right? And some comments on forward-looking statements, okay? Anything that -- anything regarding the forward-looking statements and how -- actual results may differ from them can be found in the SEC filings in our IR website. So once again, thank you so much for your interest.
We have a translation to Portuguese on this call. You just use the tool in the Zoom app. And for Q&A, I can see that we already have 5 raised hands, so whoever wants to participate on the Q&A after the
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