Credit Agricole S.A. is majority-owned by a group of 39 mutually owned, regional French banks, and together, they form the Credit Agricole Group, the largest cooperative bank globally. Credit Agricole S.A. houses all of Credit Agricole Group's activities, excluding the core French retail and commercial banking operations and including corporate and investment banking, its insurance operations, its international operations, notably in Italy, LCL, a separately branded French retail bank, and Credit Agricole S.A.'s majority interest in individually listed asset manager Amundi. Credit Agricole S.A. also acts as the central bank for the group.

Financial Strength

3/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	2.15
Equity-to-Asset	0.03
Debt-to-Equity	3.92
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	5/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.21	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

9/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	7.4
	3-Year EPS without NRI Growth Rate	14.7
	3-Year Book Growth Rate	1.6
	Future 3-5Y EPS without NRI Growth Rate	9.82
	Future 3-5Y Total Revenue Growth Rate	5.19

Momentum Rank

10/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	83.5
	9-Day RSI	76.67
	14-Day RSI	74.06
	6-1 Month Momentum %	18.97
	12-1 Month Momentum %	23.92

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	7.25
	Dividend Payout Ratio	0.67
	Forward Dividend Yield %	7.25
	5-Year Yield-on-Cost %	7.27
	3-Year Average Share Buyback Ratio	-1.3
	Shareholder Yield %	-109.12

Profitability Rank

5/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	28.16
	FCF Margin %	-165.9
	ROE %	7.5
	ROA %	0.28
	Years of Profitability over Past 10-Year	10

GF Value Rank

3/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	7.62
	Forward PE Ratio	7.97
	PE Ratio without NRI	9.22
	Shiller PE Ratio	9.88
	PEG Ratio	4.61
	PS Ratio	2
	PB Ratio	0.62
	Price-to-Tangible-Book	0.84
	EV-to-Forward-EBIT	14.15
	EV-to-Revenue	-11.88
	EV-to-Forward-Revenue	6.23
	EV-to-FCF	7.16
	Price-to-Projected-FCF	0.25
	Price-to-DCF (Earnings Based)	0.55
	Price-to-Median-PS-Value	1.2
	Price-to-Graham-Number	0.59
	FCF Yield %	-85.4
	Forward Rate of Return (Yacktman) %	26.59

GF Value: €12.78

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