EFG International AG (XSWX:EFGN)

Full Year 2025 EFG International AG Earnings Call Transcript

Feb 18, 2026 / 08:30AM GMT

Release Date Price: CHF18.52 (-2.53%)

Transcript

Key Points

Positve

EFG International AG (EFGIF) reported a record year in 2025 with the highest ever level of assets under management (AUM) at CHF185 billion.
The company achieved strong organic growth complemented by mergers and acquisitions, with net new assets (NNA) of CHF11.3 billion, marking a 6.8% growth year-on-year.
EFG International AG (EFGIF) delivered a record IFRS net profit of CHF325 million, allowing for a proposed record dividend of CHF0.65 per share.
The company improved its cost-to-income ratio to below 70%, showcasing enhanced efficiency compared to previous years.
EFG International AG (EFGIF) successfully derisked its balance sheet by reducing its exposure to legacy life insurance positions, decreasing the carrying value from over CHF500 million to CHF260 million.

Negative

The company faced headwinds from declining interest rates and a weak US dollar, which are expected to continue into 2026.
EFG International AG (EFGIF) had to absorb a CHF59 million provision for a legacy litigation case, impacting its financial results.
The contribution from life insurance was more muted in 2025, indicating reduced profitability from this segment.
Despite strong overall performance, the company experienced a negative impact from recent acquisitions due to higher acquisition costs.
The company reported a CHF14 million drag on its P&L due to exceptional items, including legacy litigation provisions.

Jens Brueckner

EFG International AG - Head of Investor Relations

Good morning, ladies and gentlemen. A very warm welcome to the full year 2025 results presentation of EFG International. As usual, we will be presenting our results with speeches from the management team. We have today with us our CEO, Giorgio Pradelli; and obviously, our CFO and Deputy CEO, Dimitris Politis. And after the presentations, we have enough time, obviously, for your questions.

We will start with questions in the room first and then move to potential questions from the call. Otherwise, as usually, I point out the disclaimer in the presentation. And without holding up further, I hand over to Giorgio. Thank you.

Piergiorgio Pradelli

EFG International AG - Chief Executive Officer, Member of the Executive Committee

Thank you. Thank you, Jens, and good morning. Also from my side, a warm welcome to everyone we see in the room with us in Zurich and to everyone who will follow the presentation via webcast. Today, I'm very pleased to be here with Dimitris to present to you the full

Already have an account? Log in

Get the full story

Subscribe Now

	Access to All Earning Calls and Stock Analysis
	30-Year Financial on one screen
	All-in-one Stock Screener with unlimited filters
	Customizable Stock Dashboard
	Real Time Insider Trading Transactions
	8,000+ Institutional investors’ 13F holdings
	Powerful Excel Add-in and Google sheets Add-on
	All data downloadable
	Quick customer support
	And much more...

7-Day Free Trial · Cancel Anytime

Subscription fee may be tax deductible.

Excellent

4.6 out of 5

Trustpilot

Research Tools

All-In-One Screener Stock Ideas Stock List Guru List Guru Real-Time Picks Insider List Insider Trades Economic Indicators Sector & Industry Performance DCF Calculator Calculators Discussion Board

Product

Pricing Plans Excel Add-In Google Sheets Add-on Data API Stock Comparison Table Manual of Stocks Instant Alerts Mobile App Newsletters Signup 中文

Education

Financial Glossary Tutorials FAQ Buffett Indicator Shiller P/E Yield Curve Today U.S. Inflation Rate Global Market Valuation Fed Net Liquidity Buffett Assets Allocation

Company

About GuruFocus Career Contact Us Advertise Term of Use Privacy Policy Referral Program Partner Program

Survey

We'd love to learn more about your experiences on GuruFocus.com and how we can improve!

Take Survey

Disclaimers

GuruFocus.com is not operated by a broker or a dealer. Under no circumstances does any information posted on GuruFocus.com represent a recommendation to buy or sell a security. The information on this site, and in its related newsletters, is not intended to be, nor does it constitute investment advice or recommendations. The individuals or entities selected as "gurus" may buy and sell securities before and after any particular article and report and information herein is published, with respect to the securities discussed in any article and report posted herein. Gurus may be added or dropped from the GuruFocus site at any time. In no event shall GuruFocus.com be liable to any member, guest or third party for any damages of any kind arising out of the use of any content or other material published or available on GuruFocus.com, or relating to the use of, or inability to use, GuruFocus.com or any content, including, without limitation, any investment losses, lost profits, lost opportunity, special, incidental, indirect, consequential or punitive damages. Past performance is a poor indicator of future performance. The information on this site, and in its related newsletters, is not intended to be, nor does it constitute investment advice or recommendations. The information on this site is in no way guaranteed for completeness, accuracy or in any other way. The gurus listed in this website are not affiliated with GuruFocus.com, LLC. Stock quotes are provided by QuoteMedia, Inc. (CSI). Company fundamental data is provided by Morningstar. Analyst estimates data is sourced from both Refinitiv and Morningstar, with priority given to Refinitiv data. Data is updated daily.