Q3 2021 Hannover Rueck SE Earnings Call Transcript
Well, good morning, everyone, and welcome to our conference call presenting the results of Hannover Re for the first 9 months of this year. As usual, I'll start with an overview before our CFO, Clemens Jungsthofel, goes over the financials in more detail. And then I will comment on the outlook for this year and for 2022. For the Q&A, as always, I'm additionally joined by my Board colleagues, Klaus Miller and Sven Althoff.
In the first 9 months of this year, Hannover Re has again proved its resilience in a challenging market environment. In life and health reinsurance, the results continue to be impacted by the COVID-19 pandemic. And in P&C reinsurance, we had to deal with elevated large losses from natural catastrophes, most prominently the European floods and Hurricane Ida in the third quarter. The fact that we still achieved a double-digit return on equity year-to-date highlights the strong underlying profitability of the group and our successful volatility management. Additionally, the
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