Capital One Financial Corp at Morgan Stanley US Financials Conference Transcript

Jun 09, 2026 / 06:30PM GMT

Transcript

Jeffrey Adelson

Morgan Stanley - Analyst

Next with us today is Capital One. With us is Chairman and CEO, Rich Fairbank. Along with him is his Head of Finance, Jeff Norris.

Rich and Jeff, welcome.

Jeff Norris

Capital One Financial Corp - Senior Vice President of Global Finance and Investor Relations

I've been promoted.

Questions & Answers

Jeffrey Adelson

Morgan Stanley - Analyst

So Rich, maybe we can start with the tech transformation story here at Capital One. I believe you began that in 2013. How has that transformation unfolded? Where are we today? And how is it positioning Capital One for competitive advantages across your enterprise?

Richard Fairbank

Capital One Financial Corp - Chairman of the Board, Chief Executive Officer

Great. Thank you, Jeff. Thanks, everybody, for being here in person and also on the webcast. I don't know how many years I've been doing this Morgan Stanley conference, but I'm not sure I've ever missed. So it's great to

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