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QC Holdings (QC Holdings) EBIT : $1.7 Mil (TTM As of Sep. 2015)


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What is QC Holdings EBIT?

QC Holdings's earnings before interest and taxes (EBIT) for the three months ended in Sep. 2015 was $-1.6 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Sep. 2015 was $1.7 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. QC Holdings's annualized ROC % for the quarter that ended in Sep. 2015 was -5.35%. QC Holdings's annualized ROC (Joel Greenblatt) % for the quarter that ended in Sep. 2015 was -153.83%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. QC Holdings's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Sep. 2015 was 17.14%.


QC Holdings EBIT Historical Data

The historical data trend for QC Holdings's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

QC Holdings EBIT Chart

QC Holdings Annual Data
Trend Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14
EBIT
Get a 7-Day Free Trial Premium Member Only Premium Member Only 24.84 20.67 17.70 -10.02 9.80

QC Holdings Quarterly Data
Dec10 Mar11 Jun11 Sep11 Dec11 Mar12 Jun12 Sep12 Dec12 Mar13 Jun13 Sep13 Dec13 Mar14 Jun14 Sep14 Dec14 Mar15 Jun15 Sep15
EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.84 2.52 2.00 -1.19 -1.62

Competitive Comparison of QC Holdings's EBIT

For the Banks - Regional subindustry, QC Holdings's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


QC Holdings's EV-to-EBIT Distribution in the Banks Industry

For the Banks industry and Financial Services sector, QC Holdings's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where QC Holdings's EV-to-EBIT falls into.



QC Holdings EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

EBIT for the trailing twelve months (TTM) ended in Sep. 2015 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.7 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


QC Holdings  (OTCPK:QCCO) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

QC Holdings's annualized ROC % for the quarter that ended in Sep. 2015 is calculated as:

ROC % (Q: Sep. 2015 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (Q: Jun. 2015 ) + Invested Capital (Q: Sep. 2015 ))/ count )
=-4.808 * ( 1 - 18.99% )/( (72.782 + 72.942)/ 2 )
=-3.8949608/72.862
=-5.35 %

where

Note: The Operating Income data used here is four times the quarterly (Sep. 2015) data.

2. Joel Greenblatt's definition of Return on Capital:

QC Holdings's annualized ROC (Joel Greenblatt) % for the quarter that ended in Sep. 2015 is calculated as:

ROC (Joel Greenblatt) %(Q: Sep. 2015 )
=EBIT/Average of (Net fixed Assets + Net Working Capital)
=EBIT/Average of (Property, Plant and Equipment+Net Working Capital)
     Q: Jun. 2015  Q: Sep. 2015
=EBIT/( ( (Property, Plant and Equipment + Net Working Capital) + (Property, Plant and Equipment + Net Working Capital) )/ count )
=-6.48/( ( (4.326 + max(-1.242, 0)) + (4.099 + max(-3.708, 0)) )/ 2 )
=-6.48/( ( 4.326 + 4.099 )/ 2 )
=-6.48/4.2125
=-153.83 %

where Working Capital is:

Working Capital(Q: Jun. 2015 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(0 + 0 + 7.39) - (2.945 + 2.485 + 3.202)
=-1.242

Working Capital(Q: Sep. 2015 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(0 + 0 + 7.213) - (4.073 + 2.511 + 4.337)
=-3.708

When net working capital is negative, 0 is used.

Note: The EBIT data used here is four times the quarterly (Sep. 2015) EBIT data.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

QC Holdings's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Sep. 2015 )
=1.72/10.034
=17.14 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


QC Holdings EBIT Related Terms

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QC Holdings (QC Holdings) Business Description

Traded in Other Exchanges
N/A
Address
8208 Melrose Drive, Lenexa, KS, USA, 66214
QC Holdings Inc provides financial services. The company provides various financial services involving consumer loans and other services through its retail branches and Internet lending operations. It also provides other financial products and services, such as credit services, open-end credit, check cashing services, title loans, prepaid debit cards, money transfers, money orders, and business invoice factoring. The company has two operating segments: The US Operations segment includes branch and online lending activities in the United States, as well as the Company's business invoice factoring group, and The Canadian Operations segment includes the branch and online lending operations in Canada.
Executives
Jack L Sutherland director
Richardson Kevin A Ii director 200 HIGH STREET, SUITE 700, BOSTON MA 02110
Prides Capital Partners, Llc director 200 HIGH STREET, SUITE 700, BOSTON MA 02110
Charles E Mccarthy director 200 HIGH STREET, SUITE 700, BOSTON MA 02110
Lawlor Henry J Jr director 200 HIGH STREET, SUITE 700, BOSTON MA 02110
Murray A Indick director 200 HIGH STREET, SUITE 700, BOSTON MA 02110
Christian Puscasiu director, 10 percent owner 200 HIGH STREET, SUITE 700, BOSTON MA 02110

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