Business Description
Centrum Finansowe SA
ISIN : PLCFBPS00019
Total Employee Number:
41Description
Centrum Finansowe SA is a Polish company operating in the debt collection and receivables management industry. The company provides comprehensive debt recovery services across all stages, including pre-collection monitoring, amicable collection, legal proceedings, and enforcement verification. It manages receivables from both banking and non-banking sectors, handling mass claims as well as corporate and secured cases that require a tailored approach.
Financial Strength
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 1.37 | |||||
Equity-to-Asset | 0.74 | |||||
Debt-to-Equity | 0.18 | |||||
Debt-to-EBITDA | 1.11 | |||||
Interest Coverage | 4.55 | |||||
Piotroski F-Score | 2/9 | |||||
Altman Z-Score | 1.97 | |||||
Beneish M-Score | -2.64 | |||||
WACC vs ROIC | ||||||
Growth Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 7.7 | |||||
3-Year EBITDA Growth Rate | 9.4 | |||||
3-Year EPS without NRI Growth Rate | 10 | |||||
3-Year FCF Growth Rate | -6.1 | |||||
3-Year Book Growth Rate | 14 |
Momentum Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 44.33 | |||||
9-Day RSI | 40.12 | |||||
14-Day RSI | 41.85 | |||||
3-1 Month Momentum % | -7.84 | |||||
6-1 Month Momentum % | -6 | |||||
12-1 Month Momentum % | 1.29 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Current Ratio | 1.68 | |||||
Quick Ratio | 1.68 | |||||
Cash Ratio | 1.59 | |||||
Days Sales Outstanding | 5.41 | |||||
Days Payable | 7.2 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 7.3 | |||||
Dividend Payout Ratio | 0.54 | |||||
3-Year Dividend Growth Rate | -8.5 | |||||
Forward Dividend Yield % | 7.3 | |||||
5-Year Yield-on-Cost % | 7.3 | |||||
3-Year Average Share Buyback Ratio | -3.2 | |||||
Shareholder Yield % | 5.35 |
Profitability Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Gross Margin % | 66.08 | |||||
Operating Margin % | 21.95 | |||||
Net Margin % | 31.21 | |||||
EBITDA Margin % | 44.5 | |||||
FCF Margin % | 30.84 | |||||
OCF Margin % | 30.84 | |||||
ROE % | 11.74 | |||||
ROA % | 8.48 | |||||
ROIC % | 4.96 | |||||
ROC (Joel Greenblatt) % | 80264.71 | |||||
ROCE % | 13.1 | |||||
Years of Profitability over Past 10-Year | 9 |
GF Value Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 5.9 | |||||
PE Ratio without NRI | 5.9 | |||||
Shiller PE Ratio | 6.44 | |||||
Price-to-Owner-Earnings | 6.44 | |||||
PEG Ratio | 0.66 | |||||
PS Ratio | 1.85 | |||||
PB Ratio | 0.68 | |||||
Price-to-Tangible-Book | 0.68 | |||||
Price-to-Free-Cash-Flow | 5.94 | |||||
Price-to-Operating-Cash-Flow | 5.94 | |||||
EV-to-EBIT | 3.91 | |||||
EV-to-EBITDA | 3.91 | |||||
EV-to-Revenue | 1.74 | |||||
EV-to-FCF | 5.64 | |||||
Price-to-GF-Value | 0.9 | |||||
Price-to-Projected-FCF | 0.29 | |||||
Price-to-Graham-Number | 0.42 | |||||
Earnings Yield (Greenblatt) % | 25.58 | |||||
FCF Yield % | 16.05 | |||||
Forward Rate of Return (Yacktman) % | 28.18 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
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Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Centrum Finansowe SA Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil zł) | 24.546 | ||
| EPS (TTM) (zł) | 0.79 | ||
| Beta | -0.2823 | ||
| 3-Year Sharpe Ratio | -0.17 | ||
| 3-Year Sortino Ratio | -0.24 | ||
| Volatility % | 17.33 | ||
| 14-Day RSI | 41.85 | ||
| 14-Day ATR (zł) | 0.080694 | ||
| 20-Day SMA (zł) | 4.698 | ||
| 12-1 Month Momentum % | 1.29 | ||
| 52-Week Range (zł) | 4.32 - 6.1 | ||
| Shares Outstanding (Mil) | 10.12 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 2 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Centrum Finansowe SA Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Centrum Finansowe SA Stock Events
| Event | Date | Price (zł) | ||
|---|---|---|---|---|
| PLN 0.340000 Cash Dividend | 2026-04-22 | 5.35 (-1.83%) | ||
| PLN 0.430000 Cash Dividend | 2025-04-22 | 5.25 (+0.00%) |
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Entries
Centrum Finansowe SA Frequently Asked Questions
What is Centrum Finansowe SA(WAR:CFS)'s stock price today?
The current price of WAR:CFS is zł4.66. The 52 week high of WAR:CFS is zł6.10 and 52 week low is zł4.32.
When is next earnings date of Centrum Finansowe SA(WAR:CFS)?
The next earnings date of Centrum Finansowe SA(WAR:CFS) is .
Does Centrum Finansowe SA(WAR:CFS) pay dividends? If so, how much?
The Dividend Yield %  of Centrum Finansowe SA(WAR:CFS) is 7.3% (As of Today), Highest Dividend Payout Ratio of Centrum Finansowe SA(WAR:CFS) was 0.83. The lowest was 0.48. And the median was 0.59. The  Forward Dividend Yield % of Centrum Finansowe SA(WAR:CFS) is 7.3%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on Centrum Finansowe SA
No articles.
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