GURUFOCUS.COM » STOCK LIST » Financial Services » Capital Markets » CreditRiskMonitor.com Inc (OTCPK:CRMZ) » Definitions » Operating Income

CreditRiskMonitor.com (CreditRiskMonitor.com) Operating Income : $1.49 Mil (TTM As of Dec. 2023)


View and export this data going back to . Start your Free Trial

What is CreditRiskMonitor.com Operating Income?

CreditRiskMonitor.com's Operating Income for the three months ended in Dec. 2023 was $0.57 Mil. Its Operating Income for the trailing twelve months (TTM) ended in Dec. 2023 was $1.49 Mil.

Operating Margin % is calculated as Operating Income divided by its Revenue. CreditRiskMonitor.com's Operating Income for the three months ended in Dec. 2023 was $0.57 Mil. CreditRiskMonitor.com's Revenue for the three months ended in Dec. 2023 was $4.87 Mil. Therefore, CreditRiskMonitor.com's Operating Margin % for the quarter that ended in Dec. 2023 was 11.73%.

CreditRiskMonitor.com's 5-Year average Growth Rate for Operating Margin % was 0.00% per year.

Operating Income or EBIT is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. CreditRiskMonitor.com's annualized ROC % for the quarter that ended in Dec. 2023 was 11.93%. CreditRiskMonitor.com's annualized ROC (Joel Greenblatt) % for the quarter that ended in Dec. 2023 was 105.45%.


CreditRiskMonitor.com Operating Income Historical Data

The historical data trend for CreditRiskMonitor.com's Operating Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

CreditRiskMonitor.com Operating Income Chart

CreditRiskMonitor.com Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Operating Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.19 -0.24 2.30 1.57 1.49

CreditRiskMonitor.com Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Operating Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.52 0.21 0.40 0.31 0.57

CreditRiskMonitor.com Operating Income Calculation

Operating Income, is the profit a company earned through operations. All expenses, including cash expenses such as cost of goods sold (COGS), research & development, wages, and non-cash expenses, such as depreciation, depletion and amortization, have been deducted from the sales.

Operating Income for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.49 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


CreditRiskMonitor.com  (OTCPK:CRMZ) Operating Income Explanation

1. Operating Income or EBIT is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

CreditRiskMonitor.com's annualized ROC % for the quarter that ended in Dec. 2023 is calculated as:

ROC % (Q: Dec. 2023 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (Q: Sep. 2023 ) + Invested Capital (Q: Dec. 2023 ))/ count )
=2.284 * ( 1 - 22.88% )/( (14.208 + 15.327)/ 2 )
=1.7614208/14.7675
=11.93 %

where

Note: The Operating Income data used here is four times the quarterly (Dec. 2023) data.

2. Joel Greenblatt's definition of Return on Capital:

CreditRiskMonitor.com's annualized ROC (Joel Greenblatt) % for the quarter that ended in Dec. 2023 is calculated as:

ROC (Joel Greenblatt) %(Q: Dec. 2023 )
=EBIT/Average of (Net fixed Assets + Net Working Capital)
=EBIT/Average of (Property, Plant and Equipment+Net Working Capital)
     Q: Sep. 2023  Q: Dec. 2023
=EBIT/( ( (Property, Plant and Equipment + Net Working Capital) + (Property, Plant and Equipment + Net Working Capital) )/ count )
=2.284/( ( (2.162 + max(-8.392, 0)) + (2.17 + max(-7.79, 0)) )/ 2 )
=2.284/( ( 2.162 + 2.17 )/ 2 )
=2.284/2.166
=105.45 %

where Working Capital is:

Working Capital(Q: Sep. 2023 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(2.875 + 0 + 1.081) - (2.481 + 9.867 + 0)
=-8.392

Working Capital(Q: Dec. 2023 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(3.941 + 0 + 0.789) - (2.247 + 10.272 + 0.00099999999999945)
=-7.79

When net working capital is negative, 0 is used.

Note: The EBIT data used here is four times the quarterly (Dec. 2023) EBIT data.

3. Operating Income is also linked to Operating Margin %:

CreditRiskMonitor.com's Operating Margin % for the quarter that ended in Dec. 2023 is calculated as:

Operating Margin %=Operating Income (Q: Dec. 2023 )/Revenue (Q: Dec. 2023 )
=0.571/4.866
=11.73 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

4. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Operating Income growth rate using Operating Income per share data.


Be Aware

Compared with a company's EBITDA margin, Operating Margin can be manipulated by adjusting the rate of depreciation, depletion and amortization (DDA).

If a company is facing competition, its Operating Margin may decline. Often the Operating Margin declines well before the company's revenue or even profit decline. Therefore, Operating Margin is a very important indicator of whether the company is facing problems.

For instance, by 2012, Nokia (NOK)'s problems were well known and its stock had lost more than 90% of its market value since 2007. But Nokia's Operating Margin had already been in decline since 2002, although its earnings per share were still rising. Investors who paid attention to Operating Margin would have avoided this huge loss. The same can be said for Research-in-Motion (RIMM).

Therefore, Operating Margin is a very important screening filter for GuruFocus. GuruFocus's Buffett-Munger screener requires that the profit margin is either consistent or expanding. The Model Portfolio of the Buffett-Munger screener has outperformed the market every year since inception in 2009.


CreditRiskMonitor.com Operating Income Related Terms

Thank you for viewing the detailed overview of CreditRiskMonitor.com's Operating Income provided by GuruFocus.com. Please click on the following links to see related term pages.


CreditRiskMonitor.com (CreditRiskMonitor.com) Business Description

Traded in Other Exchanges
N/A
Address
704 Executive Boulevard, Suite A, Valley Cottage, NY, USA, 10989
CreditRiskMonitor.com Inc is engaged in the provision of business-to-business Internet-based services for credit and supply chain and financial professionals. The services include financial risk analysis and news service. It provides its services to entities based in the United States. In addition, it is also involved in the re-distribution of international credit reports in the United States.
Executives
Lisa A. Reisman director 704 EXECUTIVE BLVD., SUITE A, VALLEY COTTAGE NY 10989-2023
Brigitte W. Muehlmann director 704 EXECUTIVE BLVD., SUITE A, VALLEY COTTAGE NY 10989-2023
Richard A Lippe director 9 NOME DRIVE, WOODBURY NY 11797
Michael Ilan Flum officer: SR. VICE PRESIDENT & COO 704 EXECUTIVE BLVD SUITE A, VALLEY COTTAGE NY 10989
William B Danner officer: Chief Operating Officer 704 EXECUTIVE BLVD., VALLEY COTTAGE NY 10989
Lawrence Fensterstock officer: Snr. VP, CFO and Secretary 704 EXECUTIVE BOULEVARD, SUITE A, VALLEY COTTAGE NY 10989
Joshua Matthew Flum director 704 EXECUTIVE BOULEVARD, VALLEY COTTAGE NY 10989
Andrew Joseph Melnick director 704 EXECUTIVE BOULEVARD, VALLEY COTTAGE NY 10989
Jeffrey S Geisenheimer director 704 EXECUTIVE BOULEVARD, VALLEY COTTAGE NY 10989
Richard Joseph James director 704 EXECUTIVE BOULEVARD, SUITE A, VALLEY COTTAGE NY 10989
Leslie Charm director 704 EXECUTIVE BOULEVARD, SUITE A, VALLEY COTTAGE NY 10989
Jerome S Flum director, 10 percent owner, officer: COB, CEO & President 110 JERICHO TURNPIKE, SUITE 202, FLORAL PARK NY 11001
Partners Flum 10 percent owner 704 EXECUTIVE BOULEVARD, SUITE A, VALLEY COTTAGE NY 10989

CreditRiskMonitor.com (CreditRiskMonitor.com) Headlines

From GuruFocus

UPDATE: CreditRiskMonitor 1Q Results

By Marketwired Marketwired 05-12-2020

CreditRiskMonitor Announces 3Q Results

By Marketwired Marketwired 11-08-2018

CreditRiskMonitor 1Q Results

By Marketwired Marketwired 05-12-2020

CreditRiskMonitor Announces 1Q Results

By Marketwired Marketwired 05-09-2019

CreditRiskMonitor Announces Management Changes

By Marketwired Marketwired 08-06-2018

CreditRiskMonitor Declares Dividend and Appoints Officers

By Marketwired Marketwired 10-24-2019

CreditRiskMonitor Announces 3Q Results

By Marketwired Marketwired 11-13-2019

CreditRiskMonitor 2019 Operating Results

By Marketwired Marketwired 03-16-2020

CreditRiskMonitor Declares Dividend

By Marketwired Marketwired 11-14-2018