CRMZ (CreditRiskMonitor.com) Debt-to-Equity : 0.16 (As of Sep. 2024)

View and export this data going back to . Start your Free Trial

What is CreditRiskMonitor.com Debt-to-Equity?

CreditRiskMonitor.com's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2024 was $0.23 Mil. CreditRiskMonitor.com's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2024 was $1.38 Mil. CreditRiskMonitor.com's Total Stockholders Equity for the quarter that ended in Sep. 2024 was $10.25 Mil. CreditRiskMonitor.com's debt to equity for the quarter that ended in Sep. 2024 was 0.16.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for CreditRiskMonitor.com's Debt-to-Equity or its related term are showing as below:

CRMZ' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.16 Med: 0.35 Max: 1.54
Current: 0.16

During the past 13 years, the highest Debt-to-Equity Ratio of CreditRiskMonitor.com was 1.54. The lowest was 0.16. And the median was 0.35.

CRMZ's Debt-to-Equity is ranked better than
56.97% of 2210 companies
in the Software industry
Industry Median: 0.22 vs CRMZ: 0.16

CreditRiskMonitor.com Debt-to-Equity Historical Data

The historical data trend for CreditRiskMonitor.com's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

CreditRiskMonitor.com Debt-to-Equity Chart

CreditRiskMonitor.com Annual Data

Trend

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Debt-to-Equity

Get a 7-Day Free Trial

0.91

1.43

0.35

0.26

0.19

CreditRiskMonitor.com Quarterly Data
	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24
Debt-to-Equity	Get a 7-Day Free Trial															0.21	0.19	0.18	0.17	0.16

Competitive Comparison of CreditRiskMonitor.com's Debt-to-Equity

For the Software - Application subindustry, CreditRiskMonitor.com's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

CreditRiskMonitor.com's Debt-to-Equity Distribution in the Software Industry

For the Software industry and Technology sector, CreditRiskMonitor.com's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where CreditRiskMonitor.com's Debt-to-Equity falls into.

CreditRiskMonitor.com Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

CreditRiskMonitor.com's Debt to Equity Ratio for the fiscal year that ended in Dec. 2023 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0.211	+	1.555)	/	9.368
	=	0.19

CreditRiskMonitor.com's Debt to Equity Ratio for the quarter that ended in Sep. 2024 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0.225	+	1.384)	/	10.25
	=	0.16

CreditRiskMonitor.com (OTCPK:CRMZ) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

CreditRiskMonitor.com Debt-to-Equity Related Terms

Thank you for viewing the detailed overview of CreditRiskMonitor.com's Debt-to-Equity provided by GuruFocus.com. Please click on the following links to see related term pages.

CreditRiskMonitor.com Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Technology » Software » CreditRiskMonitor.com Inc (OTCPK:CRMZ) » Definitions » Debt-to-Equity

Comparable Companies

Traded in Other Exchanges

N/A

Address

704 Executive Boulevard, Suite A, Valley Cottage, NY, USA, 10989

Website

https://www.creditriskmonitor.com

CreditRiskMonitor.com Inc is an interactive business-to-business SaaS subscription product designed specifically for credit and supply chain managers. Its products are sold predominantly to corporations located in the United States.

Executives

Lisa A. Reisman	director	704 EXECUTIVE BLVD., SUITE A, VALLEY COTTAGE NY 10989-2023
Brigitte W. Muehlmann	director	704 EXECUTIVE BLVD., SUITE A, VALLEY COTTAGE NY 10989-2023
Richard A Lippe	director	9 NOME DRIVE, WOODBURY NY 11797
Michael Ilan Flum	officer: SR. VICE PRESIDENT & COO	704 EXECUTIVE BLVD SUITE A, VALLEY COTTAGE NY 10989
William B Danner	officer: Chief Operating Officer	704 EXECUTIVE BLVD., VALLEY COTTAGE NY 10989
Lawrence Fensterstock	officer: Snr. VP, CFO and Secretary	704 EXECUTIVE BOULEVARD, SUITE A, VALLEY COTTAGE NY 10989
Joshua Matthew Flum	director	704 EXECUTIVE BOULEVARD, VALLEY COTTAGE NY 10989
Andrew Joseph Melnick	director	704 EXECUTIVE BOULEVARD, VALLEY COTTAGE NY 10989
Jeffrey S Geisenheimer	director	704 EXECUTIVE BOULEVARD, VALLEY COTTAGE NY 10989
Richard Joseph James	director	704 EXECUTIVE BOULEVARD, SUITE A, VALLEY COTTAGE NY 10989
Leslie Charm	director	704 EXECUTIVE BOULEVARD, SUITE A, VALLEY COTTAGE NY 10989
Jerome S Flum	director, 10 percent owner, officer: COB, CEO & President	110 JERICHO TURNPIKE, SUITE 202, FLORAL PARK NY 11001
Partners Flum	10 percent owner	704 EXECUTIVE BOULEVARD, SUITE A, VALLEY COTTAGE NY 10989