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Community Bankers Trust (Community Bankers Trust) Return-on-Tangible-Equity : 14.39% (As of Sep. 2021)


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What is Community Bankers Trust Return-on-Tangible-Equity?

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Community Bankers Trust's annualized net income for the quarter that ended in Sep. 2021 was $26.19 Mil. Community Bankers Trust's average shareholder tangible equity for the quarter that ended in Sep. 2021 was $182.03 Mil. Therefore, Community Bankers Trust's annualized Return-on-Tangible-Equity for the quarter that ended in Sep. 2021 was 14.39%.

The historical rank and industry rank for Community Bankers Trust's Return-on-Tangible-Equity or its related term are showing as below:

ESXB' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -2.44   Med: 6.61   Max: 13.8
Current: 13.8

During the past 13 years, Community Bankers Trust's highest Return-on-Tangible-Equity was 13.80%. The lowest was -2.44%. And the median was 6.61%.

ESXB's Return-on-Tangible-Equity is not ranked
in the Banks industry.
Industry Median: 10.78 vs ESXB: 13.80

Community Bankers Trust Return-on-Tangible-Equity Historical Data

The historical data trend for Community Bankers Trust's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Community Bankers Trust Return-on-Tangible-Equity Chart

Community Bankers Trust Annual Data
Trend Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.22 6.06 10.47 10.72 9.56

Community Bankers Trust Quarterly Data
Dec16 Mar17 Jun17 Sep17 Dec17 Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.06 13.01 15.53 12.32 14.39

Competitive Comparison of Community Bankers Trust's Return-on-Tangible-Equity

For the Banks - Regional subindustry, Community Bankers Trust's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Community Bankers Trust's Return-on-Tangible-Equity Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Community Bankers Trust's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Community Bankers Trust's Return-on-Tangible-Equity falls into.



Community Bankers Trust Return-on-Tangible-Equity Calculation

Community Bankers Trust's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2020 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2020 )  (A: Dec. 2019 )(A: Dec. 2020 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2020 )  (A: Dec. 2019 )(A: Dec. 2020 )
=15.548/( (155.479+169.654 )/ 2 )
=15.548/162.5665
=9.56 %

Community Bankers Trust's annualized Return-on-Tangible-Equity for the quarter that ended in Sep. 2021 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Sep. 2021 )  (Q: Jun. 2021 )(Q: Sep. 2021 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Sep. 2021 )  (Q: Jun. 2021 )(Q: Sep. 2021 )
=26.192/( (179.731+184.337)/ 2 )
=26.192/182.034
=14.39 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Sep. 2021) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.


Community Bankers Trust  (NAS:ESXB) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Community Bankers Trust Return-on-Tangible-Equity Related Terms

Thank you for viewing the detailed overview of Community Bankers Trust's Return-on-Tangible-Equity provided by GuruFocus.com. Please click on the following links to see related term pages.


Community Bankers Trust (Community Bankers Trust) Business Description

Traded in Other Exchanges
N/A
Address
9954 Mayland Drive, Suite 2100, Richmond, VA, USA, 23233
Community Bankers Trust Corp is single-bank holding company for Essex Bank. The bank is engaged in a general commercial banking business and provides a range of financial services to individuals and small businesses, including individual and commercial demand and time deposit accounts, commercial and industrial loans, consumer and small business loans, real estate and mortgage loans, investment services and safe deposit box facilities. It operates in over three business lines namely retail and small business banking, commercial and industrial banking and real estate lending. Geographically, all the business activities are operated in the United States.
Executives
William E. Hardy director 9954 MAYLAND DRIVE SUITE 2100 RICHMOND VA 23233
Gerald F. Barber director 9954 MAYLAND DRIVE, SUITE 2100 DEEP RUN III RICHMOND VA 23233
Robin Traywick Williams director 101 DRY BRIDGE ROAD MIDLOTHIAN VA 23113
Smith Rex L. Iii director, officer: President and CEO 4235 INNSLAKE DRIVE, SUITE 200 GLEN ALLEN VA 23060
Bruce E Thomas officer: EVP and CFO
John C Watkins director 101 DRY BRIDGE ROAD MIDLOTHIAN VA 23113
Saunders William E Jr officer: EVP and CRO, Essex Bank 323 PRINCE STREET, PO BOX 965 TAPPAHANNOCK VA 22560
Oliver L. Way director 9954 MAYLAND DRIVE SUITE 2100 RICHMOND VA 23233
Fain Hugh M Iii director 9954 MAYLAND DRIVE SUITE 2100 RICHMOND VA 23233
Gail L Letts director 9954 MAYLOAND DRIVE SUITE 2100 RICHMOND VA 23233
Putnam Eugene S Jr director C/O AEGIS MORTGAGE CORPORATION, 3250 BRIARPARK, SUITE 400, HOUSTON TX 77042
Rawls Iii S. Waite director 4235 INNSLAKE DR, SUITE 200 GLEN ALLEN VA 23060
Richard F Bozard director
Oakey John M. Iii officer: EVP, General Counsel and Sec. 4235 INNSLAKE DRIVE, SUITE 200 GLEN ALLEN VA 23060
Jeffery Richard Cantrell officer: EVP and COO, Essex Bank 4235 INNSLAKE DR SUITE 200 GLEN ALLEN VA 23060

Community Bankers Trust (Community Bankers Trust) Headlines