NAS:BFIN (USA)
BankFinancial Corp
$
14.66
0 (0%)
| Volume: | 36,118 | Avg Vol (1m): | 45,801 |
| Market Cap $: | 227.49 Mil | Enterprise Value $: | 82.13 Mil |
| P/E (TTM): | 12.86 | P/B: | 1.35 |
| Earnings Power Value | 8.12 |
| Net Current Asset Value | 0 |
| Tangible Book | 10.88 |
| Projected FCF | 19.22 |
| Median P/S Value | 14.87 |
| Graham Number | 16.7 |
| Peter Lynch Value | 0 |
| DCF (FCF Based) | 0 |
| DCF (Earnings Based) | 0 |
YTD (-%)
Add to portfolio
Email alerts
Stock PDF
RSS
Website
Filings
Download Excel
Batch Download
Manual of Stocks™ Web
Manual of Stocks™
Manual of Stocks™ Web
Manual of Stocks™
Financial Strength : 5/10
GuruFocus Financial Strength Rank measures how strong a company's financial situation is . It is based on these factors
1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.
A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.
| Current | vs industry | vs history | |
|---|---|---|---|
| Cash-to-Debt | 4.86 |
Cash-To-Debt ranked
higher than
69.88%
of
1617
companies
in the
Banks - Regional - US
industry.
Industry Max: 2539500, Med: 1.43, Min: 0.01
BFIN:
4.86
Ranked among companies with meaningful Cash-To-Debt only.
|
Cash-To-Debt range over the past 10 years
Min: 0.11, Med: 3.41, Max: 113.55
Current: 4.86
|
| Equity-to-Asset | 0.11 |
Equity-to-Asset ranked
higher than
67.98%
of
1627
companies
in the
Banks - Regional - US
industry.
Industry Max: 1, Med: 0.11, Min: -11.05
BFIN:
0.11
Ranked among companies with meaningful Equity-to-Asset only.
|
Equity-to-Asset range over the past 10 years
Min: 0.06, Med: 0.15, Max: 0.21
Current: 0.11
|
| Debt-to-Equity | 0.09 |
Debt-to-Equity ranked
higher than
90.74%
of
1393
companies
in the
Banks - Regional - US
industry.
Industry Max: 543.58, Med: 0.68, Min: 0.01
BFIN:
0.09
Ranked among companies with meaningful Debt-to-Equity only.
|
Debt-to-Equity range over the past 10 years
Min: 0.01, Med: 0.19, Max: 3.24
Current: 0.09
|
| Debt-to-EBITDA | 0.24 |
Debt-to-EBITDA ranked
higher than
88.63%
of
1416
companies
in the
Banks - Regional - US
industry.
Industry Max: 2306.11, Med: 1.79, Min: 0.01
BFIN:
0.24
Ranked among companies with meaningful Debt-to-EBITDA only.
|
Debt-to-EBITDA range over the past 10 years
Min: 0, Med: 0, Max: 0.24
Current: 0.24
|
| Beneish M-Score | -2.15 |
Not Manipulator
Manipulator
| |
| WACC vs ROIC % |
ROIC 0%
WACC 6.45%
| ||
Profitability & Growth : 4/10
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.
| Current | vs industry | vs history | |
|---|---|---|---|
| Net Margin % | 28.79 |
Net Margin ranked
higher than
61.32%
of
1639
companies
in the
Banks - Regional - US
industry.
Industry Max: 10754.72, Med: 25.15, Min: -234138
BFIN:
28.79
Ranked among companies with meaningful Net Margin only.
|
Net Margin range over the past 10 years
Min: -68.39, Med: 10.05, Max: 76.41
Current: 28.79
|
| ROE % | 10.20 |
ROE ranked
higher than
52.01%
of
1638
companies
in the
Banks - Regional - US
industry.
Industry Max: 231.61, Med: 9.79, Min: -53900
BFIN:
10.2
Ranked among companies with meaningful ROE only.
|
ROE range over the past 10 years
Min: -21.49, Med: 2.75, Max: 20.73
Current: 10.2
|
| ROA % | 1.24 |
ROA ranked
higher than
63.10%
of
1645
companies
in the
Banks - Regional - US
industry.
Industry Max: 54.28, Med: 1.01, Min: -205.98
BFIN:
1.24
Ranked among companies with meaningful ROA only.
|
ROA range over the past 10 years
Min: -3.15, Med: 0.35, Max: 2.78
Current: 1.24
|
| 3-Year Total Revenue Growth Rate | 8.10 |
3-Year Revenue Growth Rate ranked
higher than
82.42%
of
1513
companies
in the
Banks - Regional - US
industry.
Industry Max: 672.4, Med: 4.3, Min: -100
BFIN:
13
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
|
3-Year Revenue Growth Rate range over the past 10 years
Min: -9.9, Med: 5.1, Max: 111.9
Current: 13
|
| 3-Year EPS w/o NRI Growth Rate | 36.10 |
3-Year EPS w/o NRI Growth Rate ranked
higher than
89.70%
of
1359
companies
in the
Banks - Regional - US
industry.
Industry Max: 804.5, Med: 5.3, Min: -214.9
BFIN:
36.1
Ranked among companies with meaningful 3-Year EPS w/o NRI Growth Rate only.
|
3-Year EPS w/o NRI Growth Rate range over the past 10 years
Min: 0, Med: 0, Max: 81
Current: 36.1
|
» BFIN's 30-Y Financials
Financials (Next Earnings Date: 2019-08-01)
Guru Trades Click for details
Guru Trades in
SEC Filings
Gurus Latest Trades with NAS:BFIN
» Interactive Chart
Peter Lynch Chart
Business Description
| Industry | Banks » Banks - Regional - US   NAICS : 522110   SIC : 6022 |
| Compare | NAS:BWFG NAS:MBTF NAS:PVBC NAS:NRIM NAS:PFBI NAS:FSBW NAS:ISTR NAS:INBK NAS:SLCT NAS:PKBK NAS:CHMG NAS:FDBC OTCPK:CSHX NAS:UNTY NAS:RBNC NAS:LCNB NAS:SBBX NAS:FVCB NAS:MFSF NAS:BCML |
| Traded in other countries | |
| Address | 15W060 North Frontage Road, Burr Ridge, IL, USA, 60527 |
| BankFinancial Corp is a bank holding company of BankFinancial, F.S.B., which is a full-service, community-oriented federal savings bank principally engaged in the business of commercial, family and personal banking. It offers customers a range of loan, deposit, and other financial products and services. The bank's primary business is granting loans and accepting deposits and it also offers customers a variety of financial products and services that are related or ancillary to loans and deposits, including cash management, funds transfers, bill payment and other online and mobile banking transactions, automated teller machines, safe deposit boxes, trust services, wealth management, and general insurance agency services. The company recognises its revenues from interest income. | |
Ratios
| Current | vs industry | vs history | |
|---|---|---|---|
| PE Ratio (TTM) | 12.82 |
PE Ratio ranked
lower than
60.57%
of
1557
companies
in the
Banks - Regional - US
industry.
Industry Max: 625000, Med: 12.36, Min: 0.02
BFIN:
12.82
Ranked among companies with meaningful PE Ratio only.
|
PE Ratio range over the past 10 years
Min: 5.55, Med: 29.43, Max: 99999999.99
Current: 12.82
|
| Forward PE Ratio | 14.97 |
Forward P/E ranked
lower than
89.32%
of
487
companies
in the
Banks - Regional - US
industry.
Industry Max: 232.56, Med: 11.17, Min: 3.33
BFIN:
14.97
Ranked among companies with meaningful Forward P/E only.
| N/A |
| PE Ratio without NRI | 12.82 |
PE without NRI ranked
lower than
59.99%
of
1532
companies
in the
Banks - Regional - US
industry.
Industry Max: 625000, Med: 12.43, Min: 0.02
BFIN:
12.82
Ranked among companies with meaningful PE without NRI only.
|
PE without NRI range over the past 10 years
Min: 5.55, Med: 29.43, Max: 99999999.99
Current: 12.82
|
| Price-to-Owner-Earnings | 10.17 |
Price-to-Owner-Earnings ranked
higher than
63.70%
of
989
companies
in the
Banks - Regional - US
industry.
Industry Max: 2862049.23, Med: 12.46, Min: 0.01
BFIN:
10.17
Ranked among companies with meaningful Price-to-Owner-Earnings only.
|
Price-to-Owner-Earnings range over the past 10 years
Min: 9.22, Med: 16.28, Max: 43.72
Current: 10.17
|
| PB Ratio | 1.35 |
PB Ratio ranked
lower than
67.35%
of
1651
companies
in the
Banks - Regional - US
industry.
Industry Max: 339397.23, Med: 1.11, Min: 0
BFIN:
1.35
Ranked among companies with meaningful PB Ratio only.
|
PB Ratio range over the past 10 years
Min: 0.47, Med: 1.12, Max: 1.63
Current: 1.35
|
| PS Ratio | 3.70 |
PS Ratio ranked
lower than
69.86%
of
1649
companies
in the
Banks - Regional - US
industry.
Industry Max: 207056.49, Med: 3.01, Min: 0.01
BFIN:
3.7
Ranked among companies with meaningful PS Ratio only.
|
PS Ratio range over the past 10 years
Min: 1.49, Med: 3.76, Max: 5.68
Current: 3.7
|
| Price-to-Free-Cash-Flow | 16.12 |
Price-to-Free-Cash-Flow ranked
lower than
69.95%
of
882
companies
in the
Banks - Regional - US
industry.
Industry Max: 2338.98, Med: 10.27, Min: 0
BFIN:
16.12
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
|
Price-to-Free-Cash-Flow range over the past 10 years
Min: 4.93, Med: 14.46, Max: 27.73
Current: 16.12
|
| Price-to-Operating-Cash-Flow | 14.55 |
Price-to-Operating-Cash-Flow ranked
lower than
71.31%
of
948
companies
in the
Banks - Regional - US
industry.
Industry Max: 1945525.29, Med: 9.19, Min: 0.01
BFIN:
14.55
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
|
Price-to-Operating-Cash-Flow range over the past 10 years
Min: 4.78, Med: 13.32, Max: 22.71
Current: 14.55
|
| EV-to-Revenue | 1.21 |
EV-to-Revenue ranked
higher than
82.57%
of
1325
companies
in the
Banks - Regional - US
industry.
Industry Max: 2007.65, Med: 3.55, Min: 0.02
BFIN:
1.21
Ranked among companies with meaningful EV-to-Revenue only.
|
EV-to-Revenue range over the past 10 years
Min: -2.6, Med: 1.5, Max: 6.1
Current: 1.21
|
| Shiller PE Ratio | 265.69 |
Shiller PE Ratio ranked
lower than
99.85%
of
672
companies
in the
Banks - Regional - US
industry.
Industry Max: 1946.36, Med: 17.52, Min: 0.06
BFIN:
265.69
Ranked among companies with meaningful Shiller PE Ratio only.
|
Shiller PE Ratio range over the past 10 years
Min: 238.67, Med: 373, Max: 519.67
Current: 265.69
|
Dividend & Buy Back
| Current | vs industry | vs history | |
|---|---|---|---|
| Dividend Yield % | 2.74 |
Trailing Dividend Yield ranked
lower than
59.80%
of
2587
companies
in the
Banks - Regional - US
industry.
Industry Max: 266.3, Med: 2.92, Min: 0.01
BFIN:
2.74
Ranked among companies with meaningful Trailing Dividend Yield only.
|
Trailing Dividend Yield range over the past 10 years
Min: 0.21, Med: 1.67, Max: 5.13
Current: 2.74
|
| Dividend Payout Ratio | 0.35 |
Dividend Payout Ratio ranked
higher than
50.00%
of
1420
companies
in the
Banks - Regional - US
industry.
Industry Max: 186.51, Med: 0.33, Min: 0.01
BFIN:
0.35
Ranked among companies with meaningful Dividend Payout Ratio only.
|
Dividend Payout Ratio range over the past 10 years
Min: 0.04, Med: 0.35, Max: 0.57
Current: 0.35
|
| 3-Year Dividend Growth Rate (Per Share) | 32.20 |
3-Year Dividend Growth Rate ranked
higher than
87.95%
of
880
companies
in the
Banks - Regional - US
industry.
Industry Max: 228.7, Med: 6, Min: -100
BFIN:
32.2
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
|
3-Year Dividend Growth Rate range over the past 10 years
Min: 0, Med: -28.6, Max: 74.7
Current: 32.2
|
| Forward Dividend Yield % | 2.73 |
Forward Dividend Yield ranked
lower than
62.39%
of
2534
companies
in the
Banks - Regional - US
industry.
Industry Max: 98, Med: 3.16, Min: 0.01
BFIN:
2.73
Ranked among companies with meaningful Forward Dividend Yield only.
| N/A |
| Yield-on-Cost (5-Year) % | 23.71 |
Yield-on-Cost (5y) ranked
higher than
96.84%
of
2561
companies
in the
Banks - Regional - US
industry.
Industry Max: 266.3, Med: 3.65, Min: 0.01
BFIN:
23.71
Ranked among companies with meaningful Yield-on-Cost (5y) only.
|
Yield-on-Cost (5y) range over the past 10 years
Min: 1.83, Med: 14.47, Max: 44.72
Current: 23.71
|
| 3-Year Share Buyback Rate | 6.70 |
3-Year Share Buyback Rate ranked
higher than
98.24%
of
1137
companies
in the
Banks - Regional - US
industry.
Industry Max: 82.2, Med: -2.1, Min: -499.5
BFIN:
6.7
Ranked among companies with meaningful 3-Year Share Buyback Rate only.
|
3-Year Share Buyback Rate range over the past 10 years
Min: 0, Med: 1.2, Max: 6.7
Current: 6.7
|
Valuation & Return
| Current | vs industry | vs history | |
|---|---|---|---|
| Price-to-Tangible-Book | 1.34 |
Price-to-Tangible-Book ranked
lower than
58.84%
of
1669
companies
in the
Banks - Regional - US
industry.
Industry Max: 359582.88, Med: 1.2, Min: 0.01
BFIN:
1.34
Ranked among companies with meaningful Price-to-Tangible-Book only.
|
Price-to-Tangible-Book range over the past 10 years
Min: 0.59, Med: 1.17, Max: 1.59
Current: 1.34
|
| Price-to-Projected-FCF | 0.76 |
Price-to-Intrinsic-Value-Projected-FCF ranked
lower than
54.59%
of
958
companies
in the
Banks - Regional - US
industry.
Industry Max: 460, Med: 0.76, Min: 0.01
BFIN:
0.76
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
|
Price-to-Intrinsic-Value-Projected-FCF range over the past 10 years
Min: 0.36, Med: 0.71, Max: 1.01
Current: 0.76
|
| Price-to-Median-PS-Value | 0.98 |
Price-to-Median-PS-Value ranked
lower than
51.64%
of
1524
companies
in the
Banks - Regional - US
industry.
Industry Max: 186, Med: 1.02, Min: 0.03
BFIN:
0.98
Ranked among companies with meaningful Price-to-Median-PS-Value only.
|
Price-to-Median-PS-Value range over the past 10 years
Min: 0.41, Med: 1.16, Max: 1.94
Current: 0.98
|
| Price-to-Graham-Number | 0.88 |
Price-to-Graham-Number ranked
lower than
54.34%
of
1476
companies
in the
Banks - Regional - US
industry.
Industry Max: 99940.04, Med: 0.86, Min: 0
BFIN:
0.88
Ranked among companies with meaningful Price-to-Graham-Number only.
|
Price-to-Graham-Number range over the past 10 years
Min: 0.54, Med: 1.38, Max: 3.73
Current: 0.88
|
More Statistics
| Revenue (TTM) (Mil) $ | 67.16 |
| EPS (TTM) $ | 1.14 |
| Beta | 0.43 |
| Volatility % | 17.89 |
| 52-Week Range $ | 13.46 - 18.62 |
| Shares Outstanding (Mil) | 15.52 |