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QC Holdings (QC Holdings) Return-on-Tangible-Equity : -8.82% (As of Sep. 2015)


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What is QC Holdings Return-on-Tangible-Equity?

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. QC Holdings's annualized net income for the quarter that ended in Sep. 2015 was $-6.0 Mil. QC Holdings's average shareholder tangible equity for the quarter that ended in Sep. 2015 was $67.7 Mil. Therefore, QC Holdings's annualized Return-on-Tangible-Equity for the quarter that ended in Sep. 2015 was -8.82%.

The historical rank and industry rank for QC Holdings's Return-on-Tangible-Equity or its related term are showing as below:

QCCO's Return-on-Tangible-Equity is not ranked *
in the Banks industry.
Industry Median: 10.905
* Ranked among companies with meaningful Return-on-Tangible-Equity only.

QC Holdings Return-on-Tangible-Equity Historical Data

The historical data trend for QC Holdings's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

QC Holdings Return-on-Tangible-Equity Chart

QC Holdings Annual Data
Trend Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 22.94 19.41 10.07 -23.08 7.99

QC Holdings Quarterly Data
Dec10 Mar11 Jun11 Sep11 Dec11 Mar12 Jun12 Sep12 Dec12 Mar13 Jun13 Sep13 Dec13 Mar14 Jun14 Sep14 Dec14 Mar15 Jun15 Sep15
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.31 8.54 6.20 -5.64 -8.82

Competitive Comparison of QC Holdings's Return-on-Tangible-Equity

For the Banks - Regional subindustry, QC Holdings's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


QC Holdings's Return-on-Tangible-Equity Distribution in the Banks Industry

For the Banks industry and Financial Services sector, QC Holdings's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where QC Holdings's Return-on-Tangible-Equity falls into.



QC Holdings Return-on-Tangible-Equity Calculation

QC Holdings's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2014 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2014 )  (A: Dec. 2013 )(A: Dec. 2014 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2014 )  (A: Dec. 2013 )(A: Dec. 2014 )
=5.345/( (64.346+69.52 )/ 2 )
=5.345/66.933
=7.99 %

QC Holdings's annualized Return-on-Tangible-Equity for the quarter that ended in Sep. 2015 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Sep. 2015 )  (Q: Jun. 2015 )(Q: Sep. 2015 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Sep. 2015 )  (Q: Jun. 2015 )(Q: Sep. 2015 )
=-5.972/( (68.372+66.996)/ 2 )
=-5.972/67.684
=-8.82 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Sep. 2015) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.


QC Holdings  (OTCPK:QCCO) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


QC Holdings Return-on-Tangible-Equity Related Terms

Thank you for viewing the detailed overview of QC Holdings's Return-on-Tangible-Equity provided by GuruFocus.com. Please click on the following links to see related term pages.


QC Holdings (QC Holdings) Business Description

Traded in Other Exchanges
N/A
Address
8208 Melrose Drive, Lenexa, KS, USA, 66214
QC Holdings Inc provides financial services. The company provides various financial services involving consumer loans and other services through its retail branches and Internet lending operations. It also provides other financial products and services, such as credit services, open-end credit, check cashing services, title loans, prepaid debit cards, money transfers, money orders, and business invoice factoring. The company has two operating segments: The US Operations segment includes branch and online lending activities in the United States, as well as the Company's business invoice factoring group, and The Canadian Operations segment includes the branch and online lending operations in Canada.
Executives
Jack L Sutherland director
Richardson Kevin A Ii director 200 HIGH STREET, SUITE 700, BOSTON MA 02110
Prides Capital Partners, Llc director 200 HIGH STREET, SUITE 700, BOSTON MA 02110
Charles E Mccarthy director 200 HIGH STREET, SUITE 700, BOSTON MA 02110
Lawlor Henry J Jr director 200 HIGH STREET, SUITE 700, BOSTON MA 02110
Murray A Indick director 200 HIGH STREET, SUITE 700, BOSTON MA 02110
Christian Puscasiu director, 10 percent owner 200 HIGH STREET, SUITE 700, BOSTON MA 02110

QC Holdings (QC Holdings) Headlines

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