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Charter Financial (Charter Financial) Cash-to-Debt : 2.62 (As of Jun. 2018)


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What is Charter Financial Cash-to-Debt?

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Charter Financial's cash to debt ratio for the quarter that ended in Jun. 2018 was 2.62.

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, Charter Financial could pay off its debt using the cash in hand for the quarter that ended in Jun. 2018.

The historical rank and industry rank for Charter Financial's Cash-to-Debt or its related term are showing as below:

CHFN's Cash-to-Debt is not ranked *
in the Banks industry.
Industry Median: 1.3
* Ranked among companies with meaningful Cash-to-Debt only.

Charter Financial Cash-to-Debt Historical Data

The historical data trend for Charter Financial's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

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Charter Financial Cash-to-Debt Chart

Charter Financial Annual Data
Trend Sep06 Sep09 Sep10 Sep11 Sep12 Sep13 Sep14 Sep15 Sep16 Sep17
Cash-to-Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.69 1.81 0.49 1.88 2.40

Charter Financial Quarterly Data
Sep13 Dec13 Mar14 Jun14 Sep14 Dec14 Mar15 Jun15 Sep15 Dec15 Mar16 Jun16 Sep16 Dec16 Mar17 Jun17 Sep17 Dec17 Mar18 Jun18
Cash-to-Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.26 2.40 2.53 2.76 2.62

Competitive Comparison of Charter Financial's Cash-to-Debt

For the Banks - Regional subindustry, Charter Financial's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Charter Financial's Cash-to-Debt Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Charter Financial's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where Charter Financial's Cash-to-Debt falls into.



Charter Financial Cash-to-Debt Calculation

This is the ratio of a company's Balance Sheet Cash And Cash Equivalents to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

Charter Financial's Cash to Debt Ratio for the fiscal year that ended in Sep. 2017 is calculated as:

Charter Financial's Cash to Debt Ratio for the quarter that ended in Jun. 2018 is calculated as:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Charter Financial  (NAS:CHFN) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.


Charter Financial Cash-to-Debt Related Terms

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Charter Financial (Charter Financial) Business Description

Traded in Other Exchanges
N/A
Address
Charter Financial Corp is a savings and loan holding company. It provides various products and services to individuals and businesses in the United States. Its principal business consists of attracting retail deposits from the general public and investing those deposits in commercial real estate loans, one- to four-family residential mortgage loans, construction loans, commercial loans, home equity loans and lines of credit and other consumer loans. It offers a variety of community banking services to customers, including online banking and bill payment services, mobile banking, safe deposit box rentals, debit card and ATM card services. The company derives significant revenue from service charges on deposit accounts, the bulk of which comes from overdraft-related fees.

Charter Financial (Charter Financial) Headlines