Warning! GuruFocus detected
1 Severe warning sign
with OSBC.
Try a 7-Day Free Trial
to check it out.
What is a stock summary page? Click here for an overview.
Business Description
Old Second Bancorp Inc
NAICS : 522110
SIC : 6022
ISIN : US6802771005
Share Class Description:
OSBC: Ordinary SharesCompare
Compare
Traded in other countries / regions
OSBC.USAOSB.Germany Index Membership
Russell 2000Russell 3000 IPO Date
1995-08-18Description
Old Second Bancorp Inc is a bank holding company. It provides consumer and commercial banking products such as demand, money market, savings, time deposit, and individual retirement as well as commercial, industrial, consumer, and real estate lending, including installment loans, student loans, agricultural loans, lines of credit and overdraft checking, safe deposit operations, trust services, wealth management services, and additional services tailored to the needs of individual customers, corporates, small-medium enterprises. The Company has one operating segment, which is community banking. The company's revenue consists of interest, commission, payments, and other income.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.94 | |||||
| Equity-to-Asset | 0.12 | |||||
| Debt-to-Equity | 0.16 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 5/9 | |||||
| Beneish M-Score | -2.33 | |||||
| WACC vs ROIC | ||||||
Growth Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 12.2 | |||||
| 3-Year EPS without NRI Growth Rate | 11.4 | |||||
| 3-Year FCF Growth Rate | 41 | |||||
| 3-Year Book Growth Rate | 9.8 |
Momentum Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 9.73 | |||||
| 9-Day RSI | 16.13 | |||||
| 14-Day RSI | 21.27 | |||||
| 3-1 Month Momentum % | -0.4 | |||||
| 6-1 Month Momentum % | 17.04 | |||||
| 12-1 Month Momentum % | 30.26 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 1.49 | |||||
| Dividend Payout Ratio | 0.11 | |||||
| 3-Year Dividend Growth Rate | 9.5 | |||||
| Forward Dividend Yield % | 1.62 | |||||
| 5-Year Yield-on-Cost % | 9.68 | |||||
| 3-Year Average Share Buyback Ratio | -0.3 | |||||
| Shareholder Yield % | 30.84 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 30.46 | |||||
| FCF Margin % | 43.14 | |||||
| ROE % | 13.64 | |||||
| ROA % | 1.51 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 7.91 | |||||
| Forward PE Ratio | 7.98 | |||||
| PE Ratio without NRI | 7.83 | |||||
| Shiller PE Ratio | 11.82 | |||||
| Price-to-Owner-Earnings | 6.67 | |||||
| PEG Ratio | 0.9 | |||||
| PS Ratio | 2.42 | |||||
| PB Ratio | 0.99 | |||||
| Price-to-Tangible-Book | 1.22 | |||||
| Price-to-Free-Cash-Flow | 5.57 | |||||
| Price-to-Operating-Cash-Flow | 5.11 | |||||
| EV-to-Revenue | 2.4 | |||||
| EV-to-Forward-Revenue | 4.16 | |||||
| EV-to-FCF | 5.57 | |||||
| Price-to-GF-Value | 0.88 | |||||
| Price-to-Projected-FCF | 0.5 | |||||
| Price-to-DCF (Earnings Based) | 0.27 | |||||
| Price-to-DCF (FCF Based) | 0.16 | |||||
| Price-to-Median-PS-Value | 0.82 | |||||
| Price-to-Peter-Lynch-Fair-Value | 0.91 | |||||
| Price-to-Graham-Number | 0.65 | |||||
| FCF Yield % | 18.12 | |||||
| Forward Rate of Return (Yacktman) % | 20.51 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
See DetailsInsider Trades
See DetailsGurus Latest Trades with NAS:OSBC
You need a Premium membership or above to view this section.
Take a 7-Day Free Trial
No Available Data
Peter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Old Second Bancorp Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 279.899 | ||
| EPS (TTM) ($) | 1.87 | ||
| Beta | 1.05 | ||
| 3-Year Sharpe Ratio | 0.3 | ||
| 3-Year Sortino Ratio | 0.49 | ||
| Volatility % | 26.29 | ||
| 14-Day RSI | 21.27 | ||
| 14-Day ATR ($) | 0.53329 | ||
| 20-Day SMA ($) | 16.5265 | ||
| 12-1 Month Momentum % | 30.26 | ||
| 52-Week Range ($) | 13.2 - 19.46 | ||
| Shares Outstanding (Mil) | 45.05 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 5 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Old Second Bancorp Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Old Second Bancorp Inc Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| No Event Data | ||||
Old Second Bancorp Inc Frequently Asked Questions
What is Old Second Bancorp Inc(OSBC)'s stock price today?
The current price of OSBC is $14.79. The 52 week high of OSBC is $19.46 and 52 week low is $13.20.
When is next earnings date of Old Second Bancorp Inc(OSBC)?
The next earnings date of Old Second Bancorp Inc(OSBC) is 2025-04-17 Est..
Does Old Second Bancorp Inc(OSBC) pay dividends? If so, how much?
The Dividend Yield %  of Old Second Bancorp Inc(OSBC) is 1.49% (As of Today), Highest Dividend Payout Ratio of Old Second Bancorp Inc(OSBC) was 0.12. The lowest was 0.03. And the median was 0.08. The  Forward Dividend Yield % of Old Second Bancorp Inc(OSBC) is 1.62%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Survey
We'd love to learn more about your experiences on GuruFocus.com and how we can improve!
Take Survey
Follow Us
Disclaimers