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Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Heritage Oaks Bancorp's cash to debt ratio for the quarter that ended in Dec. 2016 was 0.43.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Heritage Oaks Bancorp couldn't pay off its debt using the cash in hand for the quarter that ended in Dec. 2016.
The historical rank and industry rank for Heritage Oaks Bancorp's Cash-to-Debt or its related term are showing as below:
The historical data trend for Heritage Oaks Bancorp's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Heritage Oaks Bancorp Annual Data | |||||||||||||||||||||
Trend | Dec07 | Dec08 | Dec09 | Dec10 | Dec11 | Dec12 | Dec13 | Dec14 | Dec15 | Dec16 | |||||||||||
Cash-to-Debt | Get a 7-Day Free Trial | 0.46 | 0.27 | 0.33 | 0.61 | 0.43 |
Heritage Oaks Bancorp Quarterly Data | ||||||||||||||||||||
Mar12 | Jun12 | Sep12 | Dec12 | Mar13 | Jun13 | Sep13 | Dec13 | Mar14 | Jun14 | Sep14 | Dec14 | Mar15 | Jun15 | Sep15 | Dec15 | Mar16 | Jun16 | Sep16 | Dec16 | |
Cash-to-Debt | Get a 7-Day Free Trial | 0.61 | 0.47 | 0.43 | 0.50 | 0.43 |
For the Banks - Regional subindustry, Heritage Oaks Bancorp's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
For the Banks industry and Financial Services sector, Heritage Oaks Bancorp's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Heritage Oaks Bancorp's Cash-to-Debt falls into.
This is the ratio of a company's Balance Sheet Cash And Cash Equivalents to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.
Heritage Oaks Bancorp's Cash to Debt Ratio for the fiscal year that ended in Dec. 2016 is calculated as:
Cash to Debt Ratio | = | Balance Sheet Cash And Cash Equivalents | / | Total Debt | ||
= | Balance Sheet Cash And Cash Equivalents | / | (Short-Term Debt & Capital Lease Obligation | + | Long-Term Debt & Capital Lease Obligation) | |
= | 50.874 | / | (43.5 | + | 74.612) | |
= | 0.43 |
Heritage Oaks Bancorp's Cash to Debt Ratio for the quarter that ended in Dec. 2016 is calculated as:
Cash to Debt Ratio | = | Balance Sheet Cash And Cash Equivalents | / | Total Debt | ||
= | Balance Sheet Cash And Cash Equivalents | / | (Short-Term Debt & Capital Lease Obligation | + | Long-Term Debt & Capital Lease Obligation) | |
= | 50.874 | / | (43.5 | + | 74.612) | |
= | 0.43 |
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Heritage Oaks Bancorp (NAS:HEOP) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Thank you for viewing the detailed overview of Heritage Oaks Bancorp's Cash-to-Debt provided by GuruFocus.com. Please click on the following links to see related term pages.
Timothy Joseph Stronks | officer: Executive Vice President | 1222 VINE STREET, PASO ROBLES CA 93446 |
Simone Lagomarsino | director, officer: President / CEO | 1515 WEST 190TH STREET, SUITE 275, GARDENA CA 90248 |
James J Lynch | director, 10 percent owner | PATRIOT FINANCIAL PARTNERS, LP, 2929 ARCH STREET, 27TH FLOOR, PHILADELPHIA PA 19104 |
Michael E. Pfau | director | 545 12TH STREET, PASO ROBLES CA 93446 |
Michael James Morris | director | 545 12TH STREET, PASO ROBLES CA 93445 |
Stephen P Yost | director | 2221 EAST ROSECRANS AVENUE SUITE 131 EL SEGUNDO CA 90245 |
Howard Gould | director | 3731 WILSHIRE BLVD., SUITE 1000, LOS ANGELES CA 90010 |
Gregory A Gehlmann | officer: SVP & Chief Bank Counsel | TRICO BANCSHARES, 63 CONSTITUTION DRIVE, CHICO CA 95973 |
J Mikesell Thomas | 10 percent owner | 51 WEST 52ND ST 14TH FL, NEW YORK NY 10019 |
Mark G Merlo | 10 percent owner | 4500 MERCANTILE PLAZA DRIVE, SUITE 300, FORT WORTH TX 76137 |
Eggemeyer John M Iii | 10 percent owner | PO BOX 1329, RANCHO SANTA FE CA 92067 |
John Pietrzak | 10 percent owner | WEST COAST BANCORP, 5335 MEADOWS ROAD, SUITE 201, LAKE OSWEGO OR 97035 |
Castle Creek Capital Partners Iv, Lp | 10 percent owner | 6051 EL TORDO, P.O. BOX 1329, RANCHO SANTA FE CA 92067 |
Castle Creek Capital Iv Llc | 10 percent owner | 6051 EL TORDO, P.O. BOX 1329, RANCHO SANTA FE CA 92067 |
Lonny Duane Robinson | officer: Chief Financial Officer | 3435 WILSHIRE BLVD, SUITE 700, LOS ANGELES CA 90010 |
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