Business Description
Philippine Savings Bank
ISIN : PHY6954H1160
Total Employee Number:
2,864Description
Philippine Savings Bank is a Philippines-based consumer banking company. Its services can be summed up as deposits, loans, treasury, and trust functions offered to the consumer and commercial market. The company's reportable segments are Consumer Banking, Corporate Banking, Branch Banking, and Treasury. Maximum revenue is generated from the Branch Banking segment, which serves as the bank's main customer touch point, offering consumer and corporate banking products. The Consumer and Corporate Banking segments provide loans and other credit facilities to individuals, small and medium enterprises, and corporate and institutional customers. The Treasury segment principally handles institutional deposit accounts, providing money market, trading, and treasury services etc.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.57 | |||||
Equity-to-Asset | 0.2 | |||||
Debt-to-Equity | 0.13 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 4/9 | |||||
Beneish M-Score | -3.71 | |||||
WACC vs ROIC | ||||||
Growth Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 1.9 | |||||
3-Year EPS without NRI Growth Rate | -2 | |||||
3-Year Book Growth Rate | 7.5 |
Momentum Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 27.8 | |||||
9-Day RSI | 38.78 | |||||
14-Day RSI | 42.34 | |||||
3-1 Month Momentum % | -7.02 | |||||
6-1 Month Momentum % | -8.62 | |||||
12-1 Month Momentum % | -9.4 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 5.69 | |||||
Dividend Payout Ratio | 0.38 | |||||
Forward Dividend Yield % | 5.69 | |||||
5-Year Yield-on-Cost % | 5.8 | |||||
Shareholder Yield % | -12.6 |
Profitability Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 20.4 | |||||
FCF Margin % | -1.62 | |||||
OCF Margin % | 0.67 | |||||
ROE % | 7.06 | |||||
ROA % | 1.42 | |||||
Years of Profitability over Past 10-Year | 10 |
GF Value Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 6.96 | |||||
PE Ratio without NRI | 6.65 | |||||
Shiller PE Ratio | 5.58 | |||||
PEG Ratio | 1.01 | |||||
PS Ratio | 1.42 | |||||
PB Ratio | 0.49 | |||||
Price-to-Tangible-Book | 0.49 | |||||
Price-to-Operating-Cash-Flow | 259.61 | |||||
EV-to-Revenue | 1.59 | |||||
EV-to-FCF | -99.13 | |||||
Price-to-GF-Value | 0.88 | |||||
Price-to-Projected-FCF | 0.57 | |||||
Price-to-Median-PS-Value | 0.88 | |||||
Price-to-Peter-Lynch-Fair-Value | 0.94 | |||||
Price-to-Graham-Number | 0.38 | |||||
FCF Yield % | -1.14 | |||||
Forward Rate of Return (Yacktman) % | -2.36 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
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Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Philippine Savings Bank Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil ₱) | 15,856.212 | ||
| EPS (TTM) (₱) | 7.57 | ||
| Beta | 0.2168 | ||
| 3-Year Sharpe Ratio | -0.59 | ||
| 3-Year Sortino Ratio | -0.78 | ||
| Volatility % | 11.68 | ||
| 14-Day RSI | 42.34 | ||
| 14-Day ATR (₱) | 0.923563 | ||
| 20-Day SMA (₱) | 53.125 | ||
| 12-1 Month Momentum % | -9.4 | ||
| 52-Week Range (₱) | 50.8 - 58.95 | ||
| Shares Outstanding (Mil) | 426.86 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 4 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Philippine Savings Bank Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Philippine Savings Bank Stock Events
| Event | Date | Price (₱) | ||
|---|---|---|---|---|
| PHP 0.750000 Cash Dividend | 2026-07-30 | 53.45 (+0.19%) | ||
| PHP 0.750000 Cash Dividend | 2026-05-08 | 57.20 (+0.00%) | ||
| PHP 0.750000 Cash Dividend | 2026-01-29 | 58.50 (+0.43%) | ||
| PHP 0.750000 Cash Dividend | 2025-11-07 | 56.50 (-1.74%) | ||
| PHP 0.750000 Cash Dividend | 2025-08-07 | 58.50 (+0.00%) | ||
| PHP 0.750000 Cash Dividend | 2025-05-09 | 58.90 (+1.55%) | ||
| PHP 0.750000 Cash Dividend | 2025-01-31 | 59.90 (+1.53%) | ||
| PHP 0.750000 Cash Dividend | 2024-10-31 | 60.00 (+0.00%) | ||
| PHP 0.750000 Cash Dividend | 2024-08-08 | 56.25 (+0.00%) | ||
| 1.1142:1 Stock Split | 2020-01-28 | 53.90 (+1.35%) |
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Entries
Philippine Savings Bank Frequently Asked Questions
What is Philippine Savings Bank(PHS:PSB)'s stock price today?
The current price of PHS:PSB is ₱52.70. The 52 week high of PHS:PSB is ₱58.95 and 52 week low is ₱50.80.
When is next earnings date of Philippine Savings Bank(PHS:PSB)?
The next earnings date of Philippine Savings Bank(PHS:PSB) is .
Does Philippine Savings Bank(PHS:PSB) pay dividends? If so, how much?
The Dividend Yield %  of Philippine Savings Bank(PHS:PSB) is 5.69% (As of Today), Highest Dividend Payout Ratio of Philippine Savings Bank(PHS:PSB) was 0.92. The lowest was 0.24. And the median was 0.32. The  Forward Dividend Yield % of Philippine Savings Bank(PHS:PSB) is 5.69%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on Philippine Savings Bank
No articles.
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