Prudential Bancorp (Prudential Bancorp) Cash-to-Debt : 0.34 (As of Mar. 2022)

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What is Prudential Bancorp Cash-to-Debt?

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Prudential Bancorp's cash to debt ratio for the quarter that ended in Mar. 2022 was 0.34.

If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Prudential Bancorp couldn't pay off its debt using the cash in hand for the quarter that ended in Mar. 2022.

The historical rank and industry rank for Prudential Bancorp's Cash-to-Debt or its related term are showing as below:

PBIP' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.05 Med: 0.68 Max: No Debt
Current: 0.34

During the past 13 years, Prudential Bancorp's highest Cash to Debt Ratio was No Debt. The lowest was 0.05. And the median was 0.68.

PBIP's Cash-to-Debt is not ranked
in the Banks industry.
Industry Median: 1.3 vs PBIP: 0.34

Prudential Bancorp Cash-to-Debt Historical Data

The historical data trend for Prudential Bancorp's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

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Prudential Bancorp Cash-to-Debt Chart

Prudential Bancorp Annual Data

Trend

Sep12

Sep13

Sep14

Sep15

Sep16

Sep17

Sep18

Sep19

Sep20

Sep21

Cash-to-Debt

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0.26

0.32

0.13

0.42

0.36

Prudential Bancorp Quarterly Data
	Jun17	Sep17	Dec17	Mar18	Jun18	Sep18	Dec18	Mar19	Jun19	Sep19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22
Cash-to-Debt	Get a 7-Day Free Trial															0.55	0.35	0.36	0.55	0.34

Competitive Comparison of Prudential Bancorp's Cash-to-Debt

For the Banks - Regional subindustry, Prudential Bancorp's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Prudential Bancorp's Cash-to-Debt Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Prudential Bancorp's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where Prudential Bancorp's Cash-to-Debt falls into.

Prudential Bancorp Cash-to-Debt Calculation

This is the ratio of a company's Balance Sheet Cash And Cash Equivalents to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

Prudential Bancorp's Cash to Debt Ratio for the fiscal year that ended in Sep. 2021 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	83.804	/	(0	+	232.025)
	=	0.36

Prudential Bancorp's Cash to Debt Ratio for the quarter that ended in Mar. 2022 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	70.975	/	(0	+	206.793)
	=	0.34

Prudential Bancorp (NAS:PBIP) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.

Prudential Bancorp Cash-to-Debt Related Terms

Thank you for viewing the detailed overview of Prudential Bancorp's Cash-to-Debt provided by GuruFocus.com. Please click on the following links to see related term pages.

Prudential Bancorp (Prudential Bancorp) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Prudential Bancorp Inc (NAS:PBIP) » Definitions » Cash-to-Debt

Comparable Companies

Traded in Other Exchanges

N/A

Address

1834 West Oregon Avenue, Philadelphia, PA, USA, 19145

Website

https://www.psbanker.com

Prudential Bancorp Inc is a bank holding company for Prudential Savings Bank. Through its subsidiary, it operates as a Pennsylvania-chartered, Federal Deposit Insurance Corporation (FDIC)-insured savings bank which is engaged in attracting deposits from the general public and using those funds to invest in loans and securities. It offers various types of loans which include single-family residential mortgage loans, construction and land development loans, non-residential or commercial real estate mortgage loans, home equity loans and lines of credit, commercial business loans, and consumer loans. The firm originates loans to customers located in its market area of eastern Pennsylvania, Delaware, New Jersey and southern New York.

Executives

Matthew Graham	officer: Sr. VP and Chief Lending Offcr	PRUDENTIAL BANCORP, INC. 1834 WEST OREGON AVENUE PHILADELPHIA PA 19145
A J Fanelli	director	PRUDENTIAL BANCORP INC OF PENNSYLVANIA 1834 OREGON AVENUE PHILADELPHIA PA 19145
Bruce E Miller	director	PRUDENTIAL BANCORP, INC. 1834 WEST OREGON AVENUE PHILADELPHIA PA 19145
Raymond Vanaria	director	PRUDENTIAL BANCORP, INC., 1834 W. OREGON AVENUE, PHILADELPHIA PA 19145
Dennis Pollack	director	3 PENNS TRAIL, NEWTOWN PA 18940
Anthony V. Migliorino	officer: EVP - Chief Operating Officer	PRUDENTIAL BANCORP, INC. 1834 WEST OREGON AVENUE PHILADELPHIA PA 19145
Jack E Rothkopf	officer: Senior VP - Treasurer	PRUDENTIAL BANCORP OF PENNSYLVANIA 1834 OREGON AVENUE PHILADELPHIA PA 19145
Robert Pollard	officer: VP - Controller	PRUDENTIAL BANCORP, INC. 1834 WEST OREGON AVENUE PHILADELPHIA PA 19145
Kevin J Gallagher	officer: SVP and Chief Lending Officer	3993 HUNTINGDON PIKE, 3RD FLOOR HUNTINGDON VALLEY PA 19006
Jerome R Balka	director	PRUDENTIAL BANCORP INC OF PENNSYLVANIA 1834 OREGON AVENUE PHILADELPHIA PA 19145
Smith Douglas J R	officer: SVP - Chief Lending Officer	713 RODMAN STREET PHILADELPHIA PA 19147
John C Hosier	director	PRUDENTIAL BANCORP INC OF PENNSYLVANIA 1834 OREGON AVENUE PHILADELPHIA PA 19145
Francis V Mulcahy	director	PRUDENTIAL BANCORP INC OF PENNSYLVANIA 1834 OREGON AVENUE PHILADELPHIA PA 19145
Joseph R Corrato	director, officer: EVP and CFO	PRUDENTIAL BANCORP INC OF PENNSYLVANIA 1834 OREGON AVENUE PHILADELPHIA PA 19145
Thomas A Vento	director, officer: Chairman, President and CEO	PRUDENTIAL BANCORP INC OF PENNSYLVANIA 1834 OREGON AVENUE PHILADELPHIA PA 19145