Business Description
Union Bankshares Inc
NAICS : 522110
SIC : 6022
ISIN : US9054001071
Total Employee Number:
195Compare
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Traded in other countries / regions
UNB.USA Index Membership
Russell 2000Russell 3000 IPO Date
1999-08-09Description
Union Bankshares Inc operates as a community bank in the financial services industry. It offers retail and commercial banking services to its customers through its branches, ATMs, telebanking, and internet banking systems. The Company has one definable business segment, Union Bank, which provides full retail, commercial, municipal banking, and wealth management and trust services throughout its 18 branch banking locations, three loan centers, and several ATMs covering northern Vermont and northern New Hampshire. In addition, it also offers fiduciary and asset management services through its Asset Management Group.
Financial Strength
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.04 | |||||
Equity-to-Asset | 0.05 | |||||
Debt-to-Equity | 4.06 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 7/9 | |||||
Beneish M-Score | -2.45 | |||||
WACC vs ROIC | ||||||
Growth Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 3 | |||||
3-Year EPS without NRI Growth Rate | -4.8 | |||||
3-Year FCF Growth Rate | -17.9 | |||||
3-Year Book Growth Rate | 12.7 |
Momentum Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 68.61 | |||||
9-Day RSI | 65.34 | |||||
14-Day RSI | 62.62 | |||||
3-1 Month Momentum % | -6.28 | |||||
6-1 Month Momentum % | -2.4 | |||||
12-1 Month Momentum % | -15.66 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 5.63 | |||||
Dividend Payout Ratio | 0.57 | |||||
3-Year Dividend Growth Rate | 0.9 | |||||
Forward Dividend Yield % | 5.63 | |||||
5-Year Yield-on-Cost % | 6.37 | |||||
3-Year Average Share Buyback Ratio | -0.8 | |||||
Shareholder Yield % | -26.35 |
Profitability Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 21.37 | |||||
FCF Margin % | 26.75 | |||||
OCF Margin % | 29.13 | |||||
ROE % | 15.22 | |||||
ROA % | 0.74 | |||||
Years of Profitability over Past 10-Year | 10 | |||||
Moat Score | 4 | |||||
Tariff Resilience Score | 9 |
GF Value Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 10.15 | |||||
PE Ratio without NRI | 10.15 | |||||
Shiller PE Ratio | 9.15 | |||||
Price-to-Owner-Earnings | 10.07 | |||||
PS Ratio | 2.18 | |||||
PB Ratio | 1.46 | |||||
Price-to-Tangible-Book | 1.46 | |||||
Price-to-Free-Cash-Flow | 8.13 | |||||
Price-to-Operating-Cash-Flow | 7.46 | |||||
EV-to-Revenue | 7.98 | |||||
EV-to-FCF | 29.84 | |||||
Price-to-GF-Value | 0.88 | |||||
Price-to-Projected-FCF | 0.62 | |||||
Price-to-Median-PS-Value | 0.74 | |||||
Price-to-Graham-Number | 0.81 | |||||
FCF Yield % | 12.29 | |||||
Forward Rate of Return (Yacktman) % | 14.86 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
Dividend
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Annualized Return % Â
Total Annual Return % Â
Union Bankshares Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 54.216 | ||
| EPS (TTM) ($) | 2.52 | ||
| Beta | -0.1044 | ||
| 3-Year Sharpe Ratio | 0.06 | ||
| 3-Year Sortino Ratio | 0.09 | ||
| Volatility % | 17.29 | ||
| 14-Day RSI | 62.62 | ||
| 14-Day ATR ($) | 0.705034 | ||
| 20-Day SMA ($) | 24.0505 | ||
| 12-1 Month Momentum % | -15.66 | ||
| 52-Week Range ($) | 20.65 - 29.4899 | ||
| Shares Outstanding (Mil) | 4.61 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 7 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Union Bankshares Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Union Bankshares Inc Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Third quarter earnings results for 2026 | 2026-10-15 | In 101 days | ||
| Second quarter earnings results for 2026 | 2026-07-16 | In 10 days | ||
| General meeting for 2026 | 2026-05-20 15:00 | 23.49 (-0.68%) | ||
| USD 0.360000 Cash Dividend | 2026-04-27 | 24.79 (-0.08%) | ||
| First quarter earnings results for 2026 | 2026-04-15 | 24.30 (+0.21%) | ||
| Annual report for 2025 | 2026-03-20 | 22.71 (-0.48%) | ||
| USD 0.360000 Cash Dividend | 2026-01-30 | 24.98 (+0.20%) | ||
| Fourth quarter earnings results for 2025 | 2026-01-21 | 24.22 (-1.02%) | ||
| USD 0.360000 Cash Dividend | 2025-10-24 | 25.10 (-1.41%) | ||
| Third quarter earnings results for 2025 | 2025-10-15 | 25.00 (+3.09%) |
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Union Bankshares Inc Frequently Asked Questions
What is Union Bankshares Inc(UNB)'s stock price today?
The current price of UNB is $25.57. The 52 week high of UNB is $29.49 and 52 week low is $20.65.
When is next earnings date of Union Bankshares Inc(UNB)?
The next earnings date of Union Bankshares Inc(UNB) is 2026-07-16 Est..
Does Union Bankshares Inc(UNB) pay dividends? If so, how much?
The Dividend Yield %  of Union Bankshares Inc(UNB) is 5.63% (As of Today), Highest Dividend Payout Ratio of Union Bankshares Inc(UNB) was 0.76. The lowest was 0.45. And the median was 0.58. The  Forward Dividend Yield % of Union Bankshares Inc(UNB) is 5.63%. For more information regarding to dividend, please check our Dividend Page.
Guru Commentaries on NAS:UNB
No articles.
Press Release
| Subject | Date | ||
|---|---|---|---|
| Union Bank Expands Relationship with Baker Hill and Upgrades to Baker Hill NextGen® | 2023-02-13 |
Articles on Union Bankshares Inc
No articles.
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