LMFA (LM Funding America) Cyclically Adjusted Book per Share: $87.82 (As of Mar. 2026)


LMFA LM Funding America Inc LMFA
26 GF Score
Price $0.14
GF Value $0.51
Valuation Possible Value Trap
! 5 Warning Signs
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What is LM Funding America Cyclically Adjusted Book per Share?

LM Funding America LMFA +2.12% 26 Cyclically Adjusted Book per Share is $87.82 as of Mar. 2026. GuruFocus rates LMFA with a GF Score™ of 26/100 and a GF Value™ of $0.51 (Possible Value Trap). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

LM Funding America's adjusted book value per share for the three months ended in Mar. 2026 was $1.289. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $87.82 for the trailing ten years ended in Mar. 2026.

During the past 12 months, LM Funding America's average Cyclically Adjusted Book Growth Rate was -14.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

As of today (2026-06-28), LM Funding America's current stock price is $0.1414. LM Funding America's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was $87.82. LM Funding America's Cyclically Adjusted PB Ratio of today is 0.00.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of LM Funding America was 0.06. The lowest was 0.01. And the median was 0.02.


LM Funding America  (NAS:LMFA) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

LM Funding America's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=0.1414/87.82
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of LM Funding America was 0.06. The lowest was 0.01. And the median was 0.02.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


LM Funding America Cyclically Adjusted Book per Share Related Terms


LM Funding America Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for LM Funding America's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

LM Funding America Cyclically Adjusted Book per Share Chart

LM Funding America Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 103.93 104.35

LM Funding America Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 102.83 113.79 124.09 104.35 87.82

LMFA vs WAI, PMAX, ITEX: Cyclically Adjusted Book per Share Comparison

For the Capital Markets subindustry, LM Funding America's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


LM Funding America Cyclically Adjusted PB Ratio vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, LM Funding America's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where LM Funding America's Cyclically Adjusted PB Ratio falls into.


LMFA
26GF Score
LM Funding America Inc LMFA
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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LM Funding America Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, LM Funding America's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.289/330.2130*330.2130
=1.289

Current CPI (Mar. 2026) = 330.2130.

LM Funding America Quarterly Data

Book Value per Share CPI Adj_Book
201606 493.091 241.018 675.572
201609 426.909 241.428 583.905
201612 379.000 241.432 518.368
201703 343.364 243.801 465.065
201706 272.091 244.955 366.794
201709 -155.455 246.819 -207.979
201712 42.714 246.524 57.214
201803 42.286 249.554 55.953
201806 71.714 251.989 93.976
201809 44.143 252.439 57.743
201812 55.856 251.233 73.415
201903 51.702 254.202 67.162
201906 47.404 256.143 61.112
201909 44.750 256.759 57.552
201912 27.260 256.974 35.029
202003 21.739 258.115 27.811
202006 36.538 257.797 46.802
202009 22.877 260.280 29.024
202012 22.302 260.474 28.273
202103 28.142 264.877 35.084
202106 40.457 271.696 49.170
202109 34.374 274.310 41.379
202112 28.000 278.802 33.163
202203 26.893 287.504 30.888
202206 29.869 296.311 33.286
202209 28.487 296.808 31.693
202212 22.544 296.797 25.082
202303 20.165 301.836 22.061
202306 16.850 305.109 18.236
202309 15.296 307.789 16.410
202312 14.515 306.746 15.625
202403 15.432 312.332 16.315
202406 13.043 314.175 13.709
202409 10.217 315.301 10.700
202412 7.214 315.605 7.548
202503 6.182 319.799 6.383
202506 6.207 322.561 6.354
202509 3.231 324.800 3.285
202512 2.168 324.054 2.209
202603 1.289 330.213 1.289

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of $87.82 mean?
LM Funding America (LMFA) has a Cyclically Adjusted Book per Share of $87.82 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on LM Funding America and its competitors.
Is LM Funding America's Cyclically Adjusted Book per Share too high?
LM Funding America's current Cyclically Adjusted Book per Share is $87.82. Overall, LM Funding America has a GF Score™ of 26/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does LM Funding America's Cyclically Adjusted Book per Share compare to WAI and PMAX?
LM Funding America's Cyclically Adjusted Book per Share of $87.82 can be compared against companies in the Capital Markets industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Capital Markets company?
A good Cyclically Adjusted Book per Share depends on the Capital Markets industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on LM Funding America and its competitors. LM Funding America's current Cyclically Adjusted Book per Share is $87.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LM Funding America stock overvalued right now?
Based on GuruFocus' analysis, LM Funding America (LMFA) is currently considered Possible Value Trap. The stock's GF Value™ is $0.51, compared to a current price of $0.14 — trading 72.3% below its estimated fair value. The current Cyclically Adjusted Book per Share is $87.82. LM Funding America's overall GF Score™ is 26/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For LM Funding America (LMFA), the current Cyclically Adjusted Book per Share is $87.82 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is LM Funding America (LMFA) Overvalued in 2026?

Based on GuruFocus' analysis, LM Funding America stock appears to be undervalued. The current stock price of $0.14 is trading 72.3% below its estimated GF Value™ of $0.51. GuruFocus considers LM Funding America to be Possible Value Trap.

Key valuation signals for LMFA:

  • Cyclically Adjusted Book per Share: $87.82
  • GF Value™: $0.51 vs. price of $0.14 (72.3% below fair value)
  • GF Score™: 26/100 with 5 warning signs

No single metric tells the full story. See the LMFA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


LM Funding America Business Description

Address 1200 Platt Street, Suite 1000, Tampa, FL, USA, 33602
LM Funding America Inc is a financial services company. The company provides funding to nonprofit community associations located in the state of Florida and to nonprofit community associations in the states of Washington and Colorado. Its products include Original Product and New Neighbor Guaranty. Its original product offering consists of providing funding to Associations by purchasing their rights under delinquent accounts that are selected by the Associations arising from unpaid Association assessments. It currently has two lines of business recently commenced cryptocurrency mining business and historical specialty finance business. The Company has two operating segments: Specialty Finance and Mining and Treasury Operations.
26GF Score

Get the complete analysis for LMFA

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.14
Price
$0.51
GF Value