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DFV Deutsche Familienversicherung AG (STU:DFV) Cyclically Adjusted PB Ratio : 1.27 (As of May. 15, 2024)


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What is DFV Deutsche Familienversicherung AG Cyclically Adjusted PB Ratio?

As of today (2024-05-15), DFV Deutsche Familienversicherung AG's current share price is €5.80. DFV Deutsche Familienversicherung AG's Cyclically Adjusted Book per Share for the fiscal year that ended in Dec22 was €4.55. DFV Deutsche Familienversicherung AG's Cyclically Adjusted PB Ratio for today is 1.27.

The historical rank and industry rank for DFV Deutsche Familienversicherung AG's Cyclically Adjusted PB Ratio or its related term are showing as below:

STU:DFV' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 1.17   Med: 1.59   Max: 2.09
Current: 1.3

During the past 10 years, DFV Deutsche Familienversicherung AG's highest Cyclically Adjusted PB Ratio was 2.09. The lowest was 1.17. And the median was 1.59.

STU:DFV's Cyclically Adjusted PB Ratio is ranked worse than
56.31% of 412 companies
in the Insurance industry
Industry Median: 1.185 vs STU:DFV: 1.30

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

DFV Deutsche Familienversicherung AG's adjusted book value per share data of for the fiscal year that ended in Dec22 was €4.602. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €4.55 for the trailing ten years ended in Dec22.

Shiller PE for Stocks: The True Measure of Stock Valuation


DFV Deutsche Familienversicherung AG Cyclically Adjusted PB Ratio Historical Data

The historical data trend for DFV Deutsche Familienversicherung AG's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

DFV Deutsche Familienversicherung AG Cyclically Adjusted PB Ratio Chart

DFV Deutsche Familienversicherung AG Annual Data
Trend Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - - - 1.87

DFV Deutsche Familienversicherung AG Semi-Annual Data
Dec14 Dec15 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - - - 1.87 -

Competitive Comparison of DFV Deutsche Familienversicherung AG's Cyclically Adjusted PB Ratio

For the Insurance - Diversified subindustry, DFV Deutsche Familienversicherung AG's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


DFV Deutsche Familienversicherung AG's Cyclically Adjusted PB Ratio Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, DFV Deutsche Familienversicherung AG's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where DFV Deutsche Familienversicherung AG's Cyclically Adjusted PB Ratio falls into.



DFV Deutsche Familienversicherung AG Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

DFV Deutsche Familienversicherung AG's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=5.80/4.55
=1.27

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

DFV Deutsche Familienversicherung AG's Cyclically Adjusted Book per Share for the fiscal year that ended in Dec22 is calculated as:

For example, DFV Deutsche Familienversicherung AG's adjusted Book Value per Share data for the fiscal year that ended in Dec22 was:

Adj_Book=Book Value per Share/CPI of Dec22 (Change)*Current CPI (Dec22)
=4.602/119.3449*119.3449
=4.602

Current CPI (Dec22) = 119.3449.

DFV Deutsche Familienversicherung AG Annual Data

Book Value per Share CPI Adj_Book
201312 0.000 99.356 0.000
201412 1.605 99.543 1.924
201512 1.904 99.717 2.279
201612 2.068 101.217 2.438
201712 2.172 102.617 2.526
201812 6.608 104.217 7.567
201912 4.892 105.818 5.517
202012 6.228 105.518 7.044
202112 5.833 110.384 6.307
202212 4.602 119.345 4.602

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


DFV Deutsche Familienversicherung AG  (STU:DFV) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


DFV Deutsche Familienversicherung AG Cyclically Adjusted PB Ratio Related Terms

Thank you for viewing the detailed overview of DFV Deutsche Familienversicherung AG's Cyclically Adjusted PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


DFV Deutsche Familienversicherung AG (STU:DFV) Business Description

Traded in Other Exchanges
Address
Reuterweg 47, Frankfurt, DEU, 60323
DFV Deutsche Familienversicherung AG is an InsurTech company. As a digital insurance company, the company covers the entire value chain with its own products. The company's goal is to offer insurance products that people really need and understand immediately. The company offers its customers multiple supplementary health insurance (dental, health, and long-term care insurance) as well as property/casualty insurance. The company is developing the IT system in-house and is engaging the insurance industry with digital product designs throughout as well as the option of taking out policies via digital voice assistants. The Company sets new industry standards with its fully digitized product design and is the first insurance company to offer insurance contracts via Amazon Alexa.
Executives
Dr. Stefan M. Knoll Board of Directors

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