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Westbury Bancorp (Westbury Bancorp) Cyclically Adjusted PB Ratio : (As of May. 06, 2024)


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What is Westbury Bancorp Cyclically Adjusted PB Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Westbury Bancorp Cyclically Adjusted PB Ratio Historical Data

The historical data trend for Westbury Bancorp's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Westbury Bancorp Cyclically Adjusted PB Ratio Chart

Westbury Bancorp Annual Data
Trend Sep12 Sep13 Sep14 Sep15 Sep16 Sep17 Sep18 Sep19 Sep20 Sep21
Cyclically Adjusted PB Ratio
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Westbury Bancorp Quarterly Data
Dec16 Mar17 Jun17 Sep17 Dec17 Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21
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Competitive Comparison of Westbury Bancorp's Cyclically Adjusted PB Ratio

For the Banks - Regional subindustry, Westbury Bancorp's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Westbury Bancorp's Cyclically Adjusted PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Westbury Bancorp's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Westbury Bancorp's Cyclically Adjusted PB Ratio falls into.



Westbury Bancorp Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Westbury Bancorp's Cyclically Adjusted Book per Share for the quarter that ended in Sep. 2021 is calculated as:

For example, Westbury Bancorp's adjusted Book Value per Share data for the three months ended in Sep. 2021 was:

Adj_Book=Book Value per Share/CPI of Sep. 2021 (Change)*Current CPI (Sep. 2021)
=31.94/115.7343*115.7343
=31.940

Current CPI (Sep. 2021) = 115.7343.

Westbury Bancorp Quarterly Data

Book Value per Share CPI Adj_Book
201109 0.000 95.727 0.000
201112 8.966 95.213 10.898
201206 9.087 96.819 10.862
201209 9.112 97.633 10.801
201212 9.209 96.871 11.002
201303 9.253 98.209 10.904
201306 17.596 98.518 20.671
201309 17.618 98.790 20.640
201312 17.638 98.326 20.761
201403 17.423 99.695 20.226
201406 16.923 100.560 19.477
201409 17.042 100.428 19.639
201412 17.237 99.070 20.136
201503 17.477 99.621 20.304
201506 17.448 100.684 20.056
201509 18.206 100.392 20.988
201512 18.373 99.792 21.308
201603 18.875 100.470 21.743
201606 19.296 101.688 21.961
201609 19.429 101.861 22.075
201612 19.229 101.863 21.848
201703 19.577 102.862 22.027
201706 20.040 103.349 22.442
201709 20.230 104.136 22.483
201712 20.214 104.011 22.492
201803 20.322 105.290 22.338
201806 20.739 106.317 22.576
201809 21.032 106.507 22.854
201812 21.964 105.998 23.981
201903 22.765 107.251 24.566
201906 23.743 108.070 25.427
201909 24.456 108.329 26.128
201912 25.255 108.420 26.959
202003 26.040 108.902 27.674
202006 27.390 108.767 29.144
202009 28.318 109.815 29.844
202012 29.349 109.897 30.908
202103 29.790 111.754 30.851
202106 31.018 114.631 31.316
202109 31.940 115.734 31.940

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Westbury Bancorp  (OTCPK:WBBW) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Westbury Bancorp Cyclically Adjusted PB Ratio Related Terms

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Westbury Bancorp (Westbury Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
N16W23250 Stone Ridge Drive, Suite 5, Waukesha, WI, USA, 53188
Westbury Bancorp Inc is the savings and loan holding company for Westbury Bank. It provides a variety of financial services to individuals and small businesses throughout Southeastern Wisconsin. Its principal business consists of attracting retail deposits from the general public and investing those deposits, together with funds generated from operations, and borrowings, in commercial and multifamily real estate loans, and commercial business loans. The bank's primary deposit products are checking, savings, money market and term certificate accounts and its primary lending products are consumers, commercial and residential mortgage loans.
Executives
Martin S. Friedman 10 percent owner, other: (See Remarks below) 7901 JONES BRANCH DR. SUITE 210, MCLEAN VA 22102
Michael C Holland officer: SVP/Chief Compliance Officer 200 SOUTH MAIN STREET WEST BEND WI 53095
Steven L. Ritt officer: Senior VP & General Counsel 200 SOUTH MAIN STREET C/O WESTBURY BANCORP, INC. WEST BEND WI 53095
Donald J. Murn director 200 SOUTH MAIN STREET C/O WESTBURY BANCORP, INC. WEST BEND WI 53095
Stephen Sinner director, officer: Chief Operating Officer 200 SOUTH MAIN STREET C/O WESTBURY BANCORP, INC. WEST BEND WI 53095
Rondi Rohr-dralle director 200 SOUTH MAIN STREET WEST BEND WI 53095
Peter Emmett Lee officer: EVP - Community Banking 200 SOUTH MAIN STREET WEST BEND WI 53095
Greg J Remus director, officer: President and CEO 200 SOUTH MAIN STREET WEST BEND WI 53095
Glenn Stadler officer: EVP/Chief Commercial Lending 200 SOUTH MAIN STREET WEST BEND WI 53095
Raymond F Lipman director, officer: Chairman 200 SOUTH MAIN STREET WEST BEND WI 53095
James A Spella director 200 SOUTH MAIN STREET WEST BEND WI 53095
Kirk J Emerich officer: EVP and CFO 200 SOUTH MAIN STREET WEST BEND WI 53095
David G Jorgensen director 200 SOUTH MAIN STREET WEST BEND WI 53095
Andrew J Gumm director 200 SOUTH MAIN STREET WEST BEND WI 53095
William D Gehl director C/O GEHL COMPANY, 143 WATER STREET, WEST BEND WI 53095

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