Community Bankers Trust (Community Bankers Trust) Debt-to-Equity : 0.42 (As of Sep. 2021)

View and export this data going back to 2006. Start your Free Trial

What is Community Bankers Trust Debt-to-Equity?

Community Bankers Trust's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2021 was $0.00 Mil. Community Bankers Trust's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2021 was $76.50 Mil. Community Bankers Trust's Total Stockholders Equity for the quarter that ended in Sep. 2021 was $184.34 Mil. Community Bankers Trust's debt to equity for the quarter that ended in Sep. 2021 was 0.42.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Community Bankers Trust's Debt-to-Equity or its related term are showing as below:

ESXB' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.12 Med: 0.47 Max: 1.03
Current: 0.42

During the past 13 years, the highest Debt-to-Equity Ratio of Community Bankers Trust was 1.03. The lowest was 0.12. And the median was 0.47.

ESXB's Debt-to-Equity is not ranked
in the Banks industry.
Industry Median: 0.68 vs ESXB: 0.42

Community Bankers Trust Debt-to-Equity Historical Data

The historical data trend for Community Bankers Trust's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Community Bankers Trust Debt-to-Equity Chart

Community Bankers Trust Annual Data

Trend

Dec11

Dec12

Dec13

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Debt-to-Equity

Get a 7-Day Free Trial

0.77

0.85

0.46

0.51

0.40

Community Bankers Trust Quarterly Data
	Dec16	Mar17	Jun17	Sep17	Dec17	Mar18	Jun18	Sep18	Dec18	Mar19	Jun19	Sep19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21
Debt-to-Equity	Get a 7-Day Free Trial															0.47	0.40	0.45	0.43	0.42

Competitive Comparison of Community Bankers Trust's Debt-to-Equity

For the Banks - Regional subindustry, Community Bankers Trust's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Community Bankers Trust's Debt-to-Equity Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Community Bankers Trust's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Community Bankers Trust's Debt-to-Equity falls into.

Community Bankers Trust Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Community Bankers Trust's Debt to Equity Ratio for the fiscal year that ended in Dec. 2020 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	67.744)	/	169.654
	=	0.40

Community Bankers Trust's Debt to Equity Ratio for the quarter that ended in Sep. 2021 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	76.502)	/	184.337
	=	0.42

Community Bankers Trust (NAS:ESXB) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

Community Bankers Trust Debt-to-Equity Related Terms

Thank you for viewing the detailed overview of Community Bankers Trust's Debt-to-Equity provided by GuruFocus.com. Please click on the following links to see related term pages.

Community Bankers Trust (Community Bankers Trust) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Community Bankers Trust Corp (NAS:ESXB) » Definitions » Debt-to-Equity

Comparable Companies

Traded in Other Exchanges

N/A

Address

9954 Mayland Drive, Suite 2100, Richmond, VA, USA, 23233

Website

http://www.cbtrustcorp.com

Community Bankers Trust Corp is single-bank holding company for Essex Bank. The bank is engaged in a general commercial banking business and provides a range of financial services to individuals and small businesses, including individual and commercial demand and time deposit accounts, commercial and industrial loans, consumer and small business loans, real estate and mortgage loans, investment services and safe deposit box facilities. It operates in over three business lines namely retail and small business banking, commercial and industrial banking and real estate lending. Geographically, all the business activities are operated in the United States.

Executives

William E. Hardy	director	9954 MAYLAND DRIVE SUITE 2100 RICHMOND VA 23233
Gerald F. Barber	director	9954 MAYLAND DRIVE, SUITE 2100 DEEP RUN III RICHMOND VA 23233
Robin Traywick Williams	director	101 DRY BRIDGE ROAD MIDLOTHIAN VA 23113
Smith Rex L. Iii	director, officer: President and CEO	4235 INNSLAKE DRIVE, SUITE 200 GLEN ALLEN VA 23060
Bruce E Thomas	officer: EVP and CFO
John C Watkins	director	101 DRY BRIDGE ROAD MIDLOTHIAN VA 23113
Saunders William E Jr	officer: EVP and CRO, Essex Bank	323 PRINCE STREET, PO BOX 965 TAPPAHANNOCK VA 22560
Oliver L. Way	director	9954 MAYLAND DRIVE SUITE 2100 RICHMOND VA 23233
Fain Hugh M Iii	director	9954 MAYLAND DRIVE SUITE 2100 RICHMOND VA 23233
Gail L Letts	director	9954 MAYLOAND DRIVE SUITE 2100 RICHMOND VA 23233
Putnam Eugene S Jr	director	C/O AEGIS MORTGAGE CORPORATION, 3250 BRIARPARK, SUITE 400, HOUSTON TX 77042
Rawls Iii S. Waite	director	4235 INNSLAKE DR, SUITE 200 GLEN ALLEN VA 23060
Richard F Bozard	director
Oakey John M. Iii	officer: EVP, General Counsel and Sec.	4235 INNSLAKE DRIVE, SUITE 200 GLEN ALLEN VA 23060
Jeffery Richard Cantrell	officer: EVP and COO, Essex Bank	4235 INNSLAKE DR SUITE 200 GLEN ALLEN VA 23060