PB Bancorp (PB Bancorp) Debt-to-Equity : 0.61 (As of Dec. 2019)

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What is PB Bancorp Debt-to-Equity?

PB Bancorp's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2019 was $0.00 Mil. PB Bancorp's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2019 was $52.62 Mil. PB Bancorp's Total Stockholders Equity for the quarter that ended in Dec. 2019 was $86.40 Mil. PB Bancorp's debt to equity for the quarter that ended in Dec. 2019 was 0.61.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for PB Bancorp's Debt-to-Equity or its related term are showing as below:

PBBI's Debt-to-Equity is not ranked ^*
in the Banks industry.
Industry Median: 0.69
* Ranked among companies with meaningful Debt-to-Equity only.

PB Bancorp Debt-to-Equity Historical Data

The historical data trend for PB Bancorp's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

PB Bancorp Debt-to-Equity Chart

PB Bancorp Annual Data

Trend

Jun10

Jun11

Jun12

Jun13

Jun14

Jun15

Jun16

Jun17

Jun18

Jun19

Debt-to-Equity

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1.10

0.63

0.79

0.75

0.73

PB Bancorp Quarterly Data
	Mar15	Jun15	Sep15	Dec15	Mar16	Jun16	Sep16	Dec16	Mar17	Jun17	Sep17	Dec17	Mar18	Jun18	Sep18	Dec18	Mar19	Jun19	Sep19	Dec19
Debt-to-Equity	Get a 7-Day Free Trial															0.75	0.74	0.73	0.70	0.61

Competitive Comparison of PB Bancorp's Debt-to-Equity

For the Banks - Regional subindustry, PB Bancorp's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

PB Bancorp's Debt-to-Equity Distribution in the Banks Industry

For the Banks industry and Financial Services sector, PB Bancorp's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where PB Bancorp's Debt-to-Equity falls into.

PB Bancorp Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

PB Bancorp's Debt to Equity Ratio for the fiscal year that ended in Jun. 2019 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	62.145)	/	85.072
	=	0.73

PB Bancorp's Debt to Equity Ratio for the quarter that ended in Dec. 2019 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	52.618)	/	86.403
	=	0.61

PB Bancorp (NAS:PBBI) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

PB Bancorp Debt-to-Equity Related Terms

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PB Bancorp (PB Bancorp) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » PB Bancorp Inc (NAS:PBBI) » Definitions » Debt-to-Equity

Comparable Companies

Traded in Other Exchanges

N/A

Address

40 Main Street, Putnam, CT, USA, 06260

Website

https://www.putnambank.com

PB Bancorp Inc is a holding company of Putnam bank and also invests in marketable securities. The bank offers personal and business banking services to customers. It is involved in the business of accepting deposits from the general public in the communities where its offices are located and investing those deposits, together with funds in loans secured by real estate, including one-to-four family residential mortgage loans and commercial real estate loans. Its main products and services include checking and savings accounts, student banking, online services, and value services among others. The bank operates from the offices located in Windham County and New London County, Connecticut.