Business Description
Sterling Financial Holdings Co PLC
ISIN : NGSTERLNHCO9
Total Employee Number:
3,826Compare
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Traded in other countries / regions
STERLINGNG.Nigeria IPO Date
1993-08-17Description
Sterling Financial Holdings Co PLC is a developer of a nonoperating financial holding structure designed to support and grow a diversified portfolio of banking and financial service companies. The company offers commercial banking, non-interest banking, and asset management through subsidiaries, enabling individuals, businesses, and institutions to access loans, trade finance, digital banking, and investment products. The Group has five reportable segments: Retail Banking, Commercial Banking, Corporate & Investment Banking, and Special Purpose Vehicle (SPV), which are the Bank's strategic business units.
Financial Strength
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 6.17 | |||||
Equity-to-Asset | 0.11 | |||||
Debt-to-Equity | 0.47 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | N/A/9 | |||||
Beneish M-Score | -2.3 | |||||
WACC vs ROIC | ||||||
Growth Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 16.5 | |||||
3-Year EPS without NRI Growth Rate | 28.3 | |||||
3-Year Book Growth Rate | 390.8 |
Momentum Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 39.64 | |||||
9-Day RSI | 44.9 | |||||
14-Day RSI | 46.27 | |||||
3-1 Month Momentum % | 2.6 | |||||
6-1 Month Momentum % | 12.86 | |||||
12-1 Month Momentum % | 36.21 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 2.37 | |||||
3-Year Dividend Growth Rate | 21.6 | |||||
5-Year Yield-on-Cost % | 2.37 | |||||
3-Year Average Share Buyback Ratio | 71.3 | |||||
Shareholder Yield % | -525.82 |
Profitability Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 19.27 | |||||
FCF Margin % | 73.22 | |||||
OCF Margin % | 91.36 | |||||
ROE % | 10.23 | |||||
ROA % | 1.01 | |||||
Years of Profitability over Past 10-Year | 10 |
GF Value Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 6.48 | |||||
PE Ratio without NRI | 6.27 | |||||
PEG Ratio | 0.06 | |||||
PS Ratio | 1.25 | |||||
PB Ratio | 0.01 | |||||
Price-to-Tangible-Book | 0.01 | |||||
Price-to-Free-Cash-Flow | 1.33 | |||||
Price-to-Operating-Cash-Flow | 1.11 | |||||
EV-to-Revenue | -5.28 | |||||
EV-to-FCF | -7.21 | |||||
Price-to-GF-Value | 1.33 | |||||
Price-to-Projected-FCF | 0.3 | |||||
Price-to-Peter-Lynch-Fair-Value | 0.2 | |||||
Price-to-Graham-Number | 0.07 | |||||
FCF Yield % | 2760.12 | |||||
Forward Rate of Return (Yacktman) % | 46.42 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Sterling Financial Holdings Co PLC Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil ₦) | 194,734 | ||
| EPS (TTM) (₦) | 1.172 | ||
| Beta | - | ||
| 3-Year Sharpe Ratio | 0.87 | ||
| 3-Year Sortino Ratio | 1.66 | ||
| Volatility % | 36.46 | ||
| 14-Day RSI | 46.27 | ||
| 14-Day ATR (₦) | 0.372233 | ||
| 20-Day SMA (₦) | 7.6925 | ||
| 12-1 Month Momentum % | 36.21 | ||
| 52-Week Range (₦) | 5.8 - 9.35 | ||
| Shares Outstanding (Mil) | 679.7 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 9999 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Sterling Financial Holdings Co PLC Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Sterling Financial Holdings Co PLC Stock Events
| Event | Date | Price (₦) | ||
|---|---|---|---|---|
| NGN 0.180000 Cash Dividend | 2025-07-02 | 5.65 (-0.88%) |
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Sterling Financial Holdings Co PLC Frequently Asked Questions
What is Sterling Financial Holdings Co PLC(NSA:STERLINGNG)'s stock price today?
The current price of NSA:STERLINGNG is ₦7.60. The 52 week high of NSA:STERLINGNG is ₦9.35 and 52 week low is ₦5.80.
When is next earnings date of Sterling Financial Holdings Co PLC(NSA:STERLINGNG)?
The next earnings date of Sterling Financial Holdings Co PLC(NSA:STERLINGNG) is .
Does Sterling Financial Holdings Co PLC(NSA:STERLINGNG) pay dividends? If so, how much?
The Dividend Yield %  of Sterling Financial Holdings Co PLC(NSA:STERLINGNG) is 2.37% (As of Today), Highest Dividend Payout Ratio of Sterling Financial Holdings Co PLC(NSA:STERLINGNG) was 0.51. The lowest was 0.07. And the median was 0.12. The  Forward Dividend Yield % of Sterling Financial Holdings Co PLC(NSA:STERLINGNG) is 0%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on Sterling Financial Holdings Co PLC
No articles.
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