INTO (Initio) Debt-to-EBITDA : 2.23 (As of Jan. 2003)

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What is Initio Debt-to-EBITDA?

Initio INTO Debt-to-EBITDA is 2.23 as of Jan. 2003.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Initio's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jan. 2003 was $0.00 Mil. Initio's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jan. 2003 was $0.67 Mil. Initio's annualized EBITDA for the quarter that ended in Jan. 2003 was $0.30 Mil. Initio's annualized Debt-to-EBITDA for the quarter that ended in Jan. 2003 was 2.23.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Initio's Debt-to-EBITDA or its related term are showing as below:

INTO's Debt-to-EBITDA is not ranked *
in the Business Services industry.
Industry Median: 1.6
* Ranked among companies with meaningful Debt-to-EBITDA only.

Initio  (OTCPK:INTO) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.

Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

Initio Debt-to-EBITDA Related Terms

Initio Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Initio's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Initio Debt-to-EBITDA Chart

Initio Annual Data
Trend Apr94 Apr95 Apr96 Apr97 Apr98 Apr99 Apr00 Apr01
Debt-to-EBITDA
Get a 7-Day Free Trial -28.00 -19.50 -44.00 2.06 1.79

Initio Quarterly Data
Apr98 Jul98 Oct98 Jan99 Apr99 Jul99 Oct99 Jan00 Apr00 Jul00 Oct00 Jan01 Apr01 Jul01 Oct01 Jan02 Apr02 Jul02 Oct02 Jan03
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.63 2.20 1.75 1.83 2.23

INTO vs DCAC, STWC, ABVN: Debt-to-EBITDA Comparison

For the Consulting Services subindustry, Initio's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Initio Debt-to-EBITDA vs Business Services Industry

For the Business Services industry and Industrials sector, Initio's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Initio's Debt-to-EBITDA falls into.


Initio Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Initio's Debt-to-EBITDA for the fiscal year that ended in Apr. 2001 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 2.278) / 1.275
=1.79

Initio's annualized Debt-to-EBITDA for the quarter that ended in Jan. 2003 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 0.668) / 0.3
=2.23

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Jan. 2003) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 2.23 mean?
Initio (INTO) has a Debt-to-EBITDA of 2.23 as of Jan. 2003. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Initio.
Is Initio's Debt-to-EBITDA too high?
Initio's current Debt-to-EBITDA is 2.23. The Business Services industry median Debt-to-EBITDA is 1.60. Initio's value of 2.23 is 39.4% above this industry median.
How does Initio's Debt-to-EBITDA compare to DCAC and STWC?
Initio's Debt-to-EBITDA of 2.23 can be compared against companies in the Business Services industry. The industry median Debt-to-EBITDA is 1.60. Initio's value of 2.23 is 39.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Business Services company?
The median Debt-to-EBITDA among Business Services companies is 1.60, based on 837 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Initio's current Debt-to-EBITDA of 2.23 is 39.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Initio. For the Business Services industry, the median Debt-to-EBITDA is 1.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Initio's current Debt-to-EBITDA is 2.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Initio stock overvalued right now?
Initio (INTO) has a current Debt-to-EBITDA of 2.23. The current Debt-to-EBITDA is 2.23 and 39.4% above the Business Services industry median of 1.60. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Initio (INTO), the current Debt-to-EBITDA is 2.23 as of Jan. 2003. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Initio Business Description

Address 350 West Passaic Street, Suite No. 2, Rochelle Park, NJ, USA, 07662
Initio Inc is engaged in the provision of management and consulting services. It is also engaged in investing and trading shares of publicly owned securities.