JALC (John Adams Life) Debt-to-EBITDA : 0.00 (As of . 20)

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What is John Adams Life Debt-to-EBITDA?

John Adams Life JALC Debt-to-EBITDA is 0.00 as of . 20.

Debt-to-EBITDA measures a company's ability to pay off its debt.

John Adams Life's Short-Term Debt & Capital Lease Obligation for the quarter that ended in . 20 was $0.00 Mil. John Adams Life's Long-Term Debt & Capital Lease Obligation for the quarter that ended in . 20 was $0.00 Mil. John Adams Life's annualized EBITDA for the quarter that ended in . 20 was $0.00 Mil.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for John Adams Life's Debt-to-EBITDA or its related term are showing as below:

JALC's Debt-to-EBITDA is not ranked *
in the Insurance industry.
Industry Median: 1.21
* Ranked among companies with meaningful Debt-to-EBITDA only.

John Adams Life  (OTCPK:JALC) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.

Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

John Adams Life Debt-to-EBITDA Related Terms

John Adams Life Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for John Adams Life's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

John Adams Life Debt-to-EBITDA Chart

John Adams Life Annual Data
Trend
Debt-to-EBITDA

John Adams Life Quarterly Data
Debt-to-EBITDA

JALC vs EMGC, AAME, MDWT: Debt-to-EBITDA Comparison

For the Insurance - Life subindustry, John Adams Life's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

John Adams Life Debt-to-EBITDA vs Insurance Industry

For the Insurance industry and Financial Services sector, John Adams Life's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where John Adams Life's Debt-to-EBITDA falls into.


John Adams Life Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

John Adams Life's Debt-to-EBITDA for the fiscal year that ended in . 20 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=( + ) / N/A
=N/A

John Adams Life's annualized Debt-to-EBITDA for the quarter that ended in . 20 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=( + ) / 0
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (. 20) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 0.00 mean?
John Adams Life (JALC) has a Debt-to-EBITDA of 0.00 as of . 20. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on John Adams Life.
Is John Adams Life's Debt-to-EBITDA too high?
John Adams Life's current Debt-to-EBITDA is 0.00.
How does John Adams Life's Debt-to-EBITDA compare to EMGC and AAME?
John Adams Life's Debt-to-EBITDA of 0.00 can be compared against companies in the Insurance industry. The industry median Debt-to-EBITDA is 1.21. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Insurance company?
The median Debt-to-EBITDA among Insurance companies is 1.21, based on 320 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on John Adams Life. For the Insurance industry, the median Debt-to-EBITDA is 1.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. John Adams Life's current Debt-to-EBITDA is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is John Adams Life stock overvalued right now?
John Adams Life (JALC) has a current Debt-to-EBITDA of 0.00. The current Debt-to-EBITDA is 0.00. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For John Adams Life (JALC), the current Debt-to-EBITDA is 0.00 as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

John Adams Life Business Description

Address 5776 Lindero Canyon Road, Suite D-417, Westlake Village, CA, USA, 91362
John Adams Life Corp is a us-based company. The company is continuing to explore opportunities for mergers and acquisitions in its business of offering financial services to individuals and businesses. The company's source of revenue is Investment Income, Realized gains(loss) on investment, and Commissions.