Cakovecki Mlinovi DD (ZAG:CKML) Debt-to-EBITDA : 5.45 (As of Mar. 2026) — 668% Above Median

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ZAG:CKML Cakovecki Mlinovi DD ZAG:CKML
82 GF Score
Price €10.80
GF Value €19.36
Valuation Possible Value Trap
! 5 Warning Signs
View Full Analysis

What is Cakovecki Mlinovi DD Debt-to-EBITDA?

Cakovecki Mlinovi DD ZAG:CKML 82 Debt-to-EBITDA is 5.45 as of Mar. 2026, which is 668% above its 10-year median of 0.71. GuruFocus rates ZAG:CKML with a GF Score™ of 82/100 and a GF Value™ of €19.36 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 1,559 Consumer Packaged Goods companies, Cakovecki Mlinovi DD ranks better than 67.67% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Cakovecki Mlinovi DD's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was €14.1 Mil. Cakovecki Mlinovi DD's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was €21.4 Mil. Cakovecki Mlinovi DD's annualized EBITDA for the quarter that ended in Mar. 2026 was €6.5 Mil. Cakovecki Mlinovi DD's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 5.45.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Cakovecki Mlinovi DD's Debt-to-EBITDA or its related term are showing as below:

ZAG:CKML' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.38   Med: 0.71   Max: 1.66
Current: 1.01

During the past 13 years, the highest Debt-to-EBITDA Ratio of Cakovecki Mlinovi DD was 1.66. The lowest was 0.38. And the median was 0.71.

ZAG:CKML's Debt-to-EBITDA is ranked better than
67.67% of 1559 companies
in the Consumer Packaged Goods industry
Industry Median: 2.12 vs ZAG:CKML: 1.01

Cakovecki Mlinovi DD  (ZAG:CKML) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Cakovecki Mlinovi DD Debt-to-EBITDA Related Terms


Cakovecki Mlinovi DD Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Cakovecki Mlinovi DD's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cakovecki Mlinovi DD Debt-to-EBITDA Chart

Cakovecki Mlinovi DD Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.82 0.59 0.52 0.53 1.66

Cakovecki Mlinovi DD Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.00 0.79 0.63 0.68 5.45

ZAG:CKML vs KHC, GIS, HRL: Debt-to-EBITDA Comparison

For the Packaged Foods subindustry, Cakovecki Mlinovi DD's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cakovecki Mlinovi DD Debt-to-EBITDA vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Cakovecki Mlinovi DD's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Cakovecki Mlinovi DD's Debt-to-EBITDA falls into.


ZAG:CKML
82GF Score
Cakovecki Mlinovi DD ZAG:CKML
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Cakovecki Mlinovi DD Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Cakovecki Mlinovi DD's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(22.13 + 19.043) / 24.814
=1.66

Cakovecki Mlinovi DD's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(14.097 + 21.439) / 6.52
=5.45

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 5.45 mean?
Cakovecki Mlinovi DD (ZAG:CKML) has a Debt-to-EBITDA of 5.45 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Cakovecki Mlinovi DD. This is 668% above median its historical median of 0.71. Over the past decade, Cakovecki Mlinovi DD's Debt-to-EBITDA has ranged from 0.38 to 1.66. According to the industry distribution chart, Cakovecki Mlinovi DD ranks #504 out of 1559 companies in the Consumer Packaged Goods industry, placing it in the top 32.3%.
Is Cakovecki Mlinovi DD's Debt-to-EBITDA too high?
Cakovecki Mlinovi DD's current Debt-to-EBITDA of 5.45 is 668% above median its 10-year median of 0.71. Over the past 10 years, this metric has ranged from a low of 0.38 to a high of 1.66. The Consumer Packaged Goods industry median Debt-to-EBITDA is 2.12. Cakovecki Mlinovi DD's value of 5.45 is 157.1% above this industry median. Based on the distribution chart, Cakovecki Mlinovi DD ranks #504 out of 1559 companies in the Consumer Packaged Goods industry, which is above the industry midpoint. Overall, Cakovecki Mlinovi DD has a GF Score™ of 82/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Cakovecki Mlinovi DD's Debt-to-EBITDA compare to KHC and GIS?
According to the Consumer Packaged Goods industry distribution chart, Cakovecki Mlinovi DD ranks #504 out of 1559 companies for Debt-to-EBITDA. This puts Cakovecki Mlinovi DD in the upper half of its industry. The industry median Debt-to-EBITDA is 2.12. Cakovecki Mlinovi DD's value of 5.45 is 157.1% above this benchmark. Historically, Cakovecki Mlinovi DD's own Debt-to-EBITDA has ranged from 0.38 to 1.66 over the past decade. While the company's 10-year median is 0.71 vs. the industry median of 2.12, Cakovecki Mlinovi DD has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Consumer Packaged Goods company?
The median Debt-to-EBITDA among Consumer Packaged Goods companies is 2.12, based on 1,559 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cakovecki Mlinovi DD's current Debt-to-EBITDA of 5.45 is 157.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Cakovecki Mlinovi DD. For the Consumer Packaged Goods industry, the median Debt-to-EBITDA is 2.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cakovecki Mlinovi DD's current Debt-to-EBITDA is 5.45, which is 668% above median its own 10-year median of 0.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cakovecki Mlinovi DD stock overvalued right now?
Based on GuruFocus' analysis, Cakovecki Mlinovi DD (ZAG:CKML) is currently considered Possible Value Trap. The stock's GF Value™ is €19.36, compared to a current price of €10.80 — trading 44.2% below its estimated fair value. The current Debt-to-EBITDA is 5.45, which is 668% above median its 10-year median of 0.71 and 157.1% above the Consumer Packaged Goods industry median of 2.12. Cakovecki Mlinovi DD's overall GF Score™ is 82/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Cakovecki Mlinovi DD (ZAG:CKML), the current Debt-to-EBITDA is 5.45 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cakovecki Mlinovi DD (ZAG:CKML) Overvalued in 2026?

Based on GuruFocus' analysis, Cakovecki Mlinovi DD stock appears to be undervalued. The current stock price of €10.80 is trading 44.2% below its estimated GF Value™ of €19.36. GuruFocus considers Cakovecki Mlinovi DD to be Possible Value Trap.

Key valuation signals for ZAG:CKML:

  • Debt-to-EBITDA: 5.45 (668% above median its 10-year median of 0.71)
  • GF Value™: €19.36 vs. price of €10.80 (44.2% below fair value)
  • GF Score™: 82/100 with 5 warning signs
  • Industry Position: 157.1% above the Consumer Packaged Goods median (#504 of 1559)

No single metric tells the full story. See the ZAG:CKML stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cakovecki Mlinovi DD Business Description

Address Mlinska ulica 1, Cakovec, HRV, 40000
Cakovecki Mlinovi DD is engaged in production and trade of food products. The company's activity includes milling, bakery, and pumpkin oil production. Some of its products are frozen puff pastry, tea biscuits, steamed white bread, wheat white bread, mini pizza, chocolate croissant, walnut loaf cake, cheese cornbread, and others. The company has two segments: Trade which includes retail and wholesale of food and non-food assortment and Food which includes the production of mill and bakery products and oil, out of which maximum revenue is derived from Trade segment.
82GF Score

Get the complete analysis for ZAG:CKML

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€10.80
Price
€19.36
GF Value