GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Beverly Hills Bancorp Inc (GREY:BHBCQ) » Definitions » Debt-to-Equity

Beverly Hills Bancorp (Beverly Hills Bancorp) Debt-to-Equity : 3.65 (As of Sep. 2008)


View and export this data going back to 1999. Start your Free Trial

What is Beverly Hills Bancorp Debt-to-Equity?

Beverly Hills Bancorp's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2008 was $0.00 Mil. Beverly Hills Bancorp's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2008 was $466.08 Mil. Beverly Hills Bancorp's Total Stockholders Equity for the quarter that ended in Sep. 2008 was $127.88 Mil. Beverly Hills Bancorp's debt to equity for the quarter that ended in Sep. 2008 was 3.64.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Beverly Hills Bancorp's Debt-to-Equity or its related term are showing as below:

BHBCQ's Debt-to-Equity is not ranked *
in the Banks industry.
Industry Median: 0.65
* Ranked among companies with meaningful Debt-to-Equity only.

Beverly Hills Bancorp Debt-to-Equity Historical Data

The historical data trend for Beverly Hills Bancorp's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Beverly Hills Bancorp Debt-to-Equity Chart

Beverly Hills Bancorp Annual Data
Trend Dec98 Dec99 Dec00 Dec01 Dec02 Dec03 Dec04 Dec05 Dec06 Dec07
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.86 2.90 3.17 3.62 4.44

Beverly Hills Bancorp Quarterly Data
Dec03 Mar04 Jun04 Sep04 Dec04 Mar05 Jun05 Sep05 Dec05 Mar06 Jun06 Sep06 Dec06 Mar07 Jun07 Sep07 Dec07 Mar08 Jun08 Sep08
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.05 4.44 4.06 3.68 3.65

Competitive Comparison of Beverly Hills Bancorp's Debt-to-Equity

For the Banks - Regional subindustry, Beverly Hills Bancorp's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Beverly Hills Bancorp's Debt-to-Equity Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Beverly Hills Bancorp's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Beverly Hills Bancorp's Debt-to-Equity falls into.



Beverly Hills Bancorp Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Beverly Hills Bancorp's Debt to Equity Ratio for the fiscal year that ended in Dec. 2007 is calculated as

Beverly Hills Bancorp's Debt to Equity Ratio for the quarter that ended in Sep. 2008 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Beverly Hills Bancorp  (GREY:BHBCQ) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Beverly Hills Bancorp Debt-to-Equity Related Terms

Thank you for viewing the detailed overview of Beverly Hills Bancorp's Debt-to-Equity provided by GuruFocus.com. Please click on the following links to see related term pages.


Beverly Hills Bancorp (Beverly Hills Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
23901 Calabasas Road, Suite 1050, Calabasas, CA, USA, 91302
Website
Beverly Hills Bancorp Inc is a financial holding company. It conducts banking and lending operations in southern California and surrounding states through its bank subsidiary, First Bank of Beverly Hills.

Beverly Hills Bancorp (Beverly Hills Bancorp) Headlines

No Headlines