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Bank of Labor BancsharesBHDB 56 Debt-to-Equity is 0.30 as of Dec. 2025, which is 25% above its 10-year median of 0.24. GuruFocus rates BHDB with a GF Score™ of 56/100 and a GF Value™ of $60.51 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,421 Banks companies, Bank of Labor Bancshares ranks better than 68.75% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Bank of Labor Bancshares's Debt-to-Equity or its related term are showing as below:
BHDB'
s Debt-to-Equity Range Over the Past 10 Years
Min: -5.13 Med: 0.24 Max: 0.66
Current: 0.3
During the past 7 years, the highest Debt-to-Equity Ratio of Bank of Labor Bancshares was 0.66. The lowest was -5.13. And the median was 0.24.
BHDB's Debt-to-Equity is ranked better than 68.75% of 1421
companies
in the Banks industry
Industry Median: 0.57
vs BHDB: 0.30
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Bank of Labor Bancshares Debt-to-Equity Related Terms
Bank of Labor Bancshares Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BHDB vs HCKG, EFSG, EXCH: Debt-to-Equity Comparison
For the Banks - Regional subindustry, Bank of Labor Bancshares's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of Labor Bancshares Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Bank of Labor Bancshares's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Bank of Labor Bancshares's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of Labor Bancshares (BHDB) has a Debt-to-Equity of 0.30 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Bank of Labor Bancshares and its competitors. This is 25% above median its historical median of 0.24. According to the industry distribution chart, Bank of Labor Bancshares ranks #444 out of 1421 companies in the Banks industry, placing it in the top 31.2%.
Is Bank of Labor Bancshares' Debt-to-Equity too high?
Bank of Labor Bancshares' current Debt-to-Equity of 0.30 is 25% above median its 10-year median of 0.24. The Banks industry median Debt-to-Equity is 0.57. Bank of Labor Bancshares' value of 0.30 is 47.4% below this industry median. Based on the distribution chart, Bank of Labor Bancshares ranks #444 out of 1421 companies in the Banks industry, which is above the industry midpoint. Overall, Bank of Labor Bancshares has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Labor Bancshares' Debt-to-Equity compare to HCKG and EFSG?
According to the Banks industry distribution chart, Bank of Labor Bancshares ranks #444 out of 1421 companies for Debt-to-Equity. This puts Bank of Labor Bancshares in the upper half of its industry. The industry median Debt-to-Equity is 0.57. Bank of Labor Bancshares' value of 0.30 is 47.4% below this benchmark. While the company's 10-year median is 0.24 vs. the industry median of 0.57, Bank of Labor Bancshares has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.57, based on 1,421 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Labor Bancshares's current Debt-to-Equity of 0.30 is 47.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Bank of Labor Bancshares and its competitors. For the Banks industry, the median Debt-to-Equity is 0.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Labor Bancshares's current Debt-to-Equity is 0.30, which is 25% above median its own 10-year median of 0.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Labor Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Bank of Labor Bancshares (BHDB) is currently considered Significantly Overvalued. The stock's GF Value™ is $60.51, compared to a current price of $124.00 — trading 104.9% above its estimated fair value. The current Debt-to-Equity is 0.30, which is 25% above median its 10-year median of 0.24 and 47.4% below the Banks industry median of 0.57. Bank of Labor Bancshares' overall GF Score™ is 56/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Bank of Labor Bancshares (BHDB), the current Debt-to-Equity is 0.30 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of Labor Bancshares (BHDB) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of Labor Bancshares stock appears to be overvalued.
The current stock price of $124.00 is trading 104.9% above its estimated GF Value™ of $60.51.
GuruFocus considers Bank of Labor Bancshares to be Significantly Overvalued.
Key valuation signals for BHDB:
Debt-to-Equity: 0.30 (25% above median its 10-year median of 0.24)
GF Value™: $60.51 vs. price of $124.00 (104.9% above fair value)
Industry Position: 47.4% below the Banks median (#444 of 1421)
No single metric tells the full story. See the BHDB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of Labor Bancshares Inc is a bank holding company offering personal and commercial banking services. The bank's portfolio include Real Estate segment, Commercial Segment, Consumer and others segment. The services provided by the bank include Personal banking services, Business services, Lending services, Trust and investment services, card services, online banking, and others.
56GF Score
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