SAV-Rahoitus Oyj (OHEL:SAV1V) EBIT : €-0.49 Mil (TTM As of Jun. 2014)

View and export this data going back to . Start your Free Trial

What is SAV-Rahoitus Oyj EBIT?

SAV-Rahoitus Oyj's earnings before interest and taxes (EBIT) for the six months ended in Jun. 2014 was €-0.49 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Jun. 2014 was €-0.49 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. SAV-Rahoitus Oyj's annualized ROC % for the quarter that ended in Jun. 2014 was -5.33%. SAV-Rahoitus Oyj's annualized ROC (Joel Greenblatt) % for the quarter that ended in Jun. 2014 was -11.34%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. SAV-Rahoitus Oyj's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Jun. 2014 was -44.61%.

SAV-Rahoitus Oyj EBIT Historical Data

The historical data trend for SAV-Rahoitus Oyj's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

SAV-Rahoitus Oyj EBIT Chart

SAV-Rahoitus Oyj Annual Data

Trend

Jun08

Jun09

Jun10

Jun11

Jun12

Jun13

Jun14

EBIT

Get a 7-Day Free Trial

1.58

1.56

-0.58

-1.86

-0.49

SAV-Rahoitus Oyj Semi-Annual Data
	Jun08	Jun09	Jun10	Jun11	Jun12	Jun13	Jun14
EBIT	Get a 7-Day Free Trial			1.58	1.56	-0.58	-1.86	-0.49

Competitive Comparison of SAV-Rahoitus Oyj's EBIT

For the Mortgage Finance subindustry, SAV-Rahoitus Oyj's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

SAV-Rahoitus Oyj's EV-to-EBIT Distribution in the Banks Industry

For the Banks industry and Financial Services sector, SAV-Rahoitus Oyj's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where SAV-Rahoitus Oyj's EV-to-EBIT falls into.

SAV-Rahoitus Oyj EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. EBIT for the trailing twelve months (TTM) ended in Jun. 2014 was €-0.49 Mil.

SAV-Rahoitus Oyj (OHEL:SAV1V) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

SAV-Rahoitus Oyj's annualized ROC % for the quarter that ended in Jun. 2014 is calculated as:

	ROC % (Q: Jun. 2014 )
=	NOPAT	/	Average Invested Capital
=	Operating Income * ( 1 - Tax Rate % )	/	( (Invested Capital (Q: Jun. 2013 )	+	Invested Capital (Q: Jun. 2014 ))	/ count )
=	-0.492 * ( 1 - 0% )	/	( (10.697	+	7.769)	/ 2 )
=	-0.492	/	9.233
=	-5.33 %

where

	Invested Capital		(Q: Jun. 2013 )
=	Total Assets	-	Accounts Payable & Accrued Expense	-	Excess Cash
=	Total Assets	-	Accounts Payable & Accrued Expense	-	( Cash, Cash Equivalents, Marketable Securities	-	max(0, Total Current Liabilities	-	Total Current Assets	+	Cash, Cash Equivalents, Marketable Securities	))
=	9.284	-	0.096	-	( 0.163	-	max(0, 6.688	-	5.179	+	0.163	))
=	10.697

	Invested Capital		(Q: Jun. 2014 )
=	Total Assets	-	Accounts Payable & Accrued Expense	-	Excess Cash
=	Total Assets	-	Accounts Payable & Accrued Expense	-	( Cash, Cash Equivalents, Marketable Securities	-	max(0, Total Current Liabilities	-	Total Current Assets	+	Cash, Cash Equivalents, Marketable Securities	))
=	7.153	-	0.028	-	( 0.003	-	max(0, 4.62	-	3.976	+	0.003	))
=	7.769

Note: The Operating Income data used here is one times the annual (Jun. 2014) data.

2. Joel Greenblatt's definition of Return on Capital:

SAV-Rahoitus Oyj's annualized ROC (Joel Greenblatt) % for the quarter that ended in Jun. 2014 is calculated as:

	ROC (Joel Greenblatt) %		(Q: Jun. 2014 )
=	EBIT	/	Average of (Net fixed Assets	+	Net Working Capital)
=	EBIT	/	Average of (Property, Plant and Equipment	+	Net Working Capital)
			Q: Jun. 2013		Q: Jun. 2014
=	EBIT	/	( ( (Property, Plant and Equipment + Net Working Capital)	+	(Property, Plant and Equipment + Net Working Capital) )	/	count )
=	-0.492	/	( ( (0.035 + max(4.776, 0))	+	(0.026 + max(3.843, 0)) )	/	2 )
=	-0.492	/	( ( 4.811	+	3.869 )	/	2 )
=	-0.492	/	4.34
=	-11.34 %

where Working Capital is:

	Working Capital		(Q: Jun. 2013 )
=	(Accounts Receivable	+	Total Inventories	+	Other Current Assets)	-	(Accounts Payable & Accrued Expense	+	Defer. Rev.	+	Other Current Liabilities)
=	(4.845	+	0.031	+	0.14)	-	(0.096	+	0	+	0.144)
=	4.776

	Working Capital		(Q: Jun. 2014 )
=	(Accounts Receivable	+	Total Inventories	+	Other Current Assets)	-	(Accounts Payable & Accrued Expense	+	Defer. Rev.	+	Other Current Liabilities)
=	(3.874	+	0.054	+	0.045)	-	(0.028	+	0	+	0.102)
=	3.843

When net working capital is negative, 0 is used.

Note: The EBIT data used here is one times the annual (Jun. 2014) EBIT data.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

SAV-Rahoitus Oyj's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %	=	EBIT (TTM)	/	Enterprise Value (Q: Jun. 2014 )
	=	-0.492	/	1.103
	=	-44.61 %

SAV-Rahoitus Oyj EBIT Related Terms

Thank you for viewing the detailed overview of SAV-Rahoitus Oyj's EBIT provided by GuruFocus.com. Please click on the following links to see related term pages.

SAV-Rahoitus Oyj (OHEL:SAV1V) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » SAV-Rahoitus Oyj (OHEL:SAV1V) » Definitions » EBIT

Comparable Companies

Traded in Other Exchanges

N/A

Address

Website

https://www.sav-rahoitus.fi

Savoy-Pankki Oyj is engaged in providing a loan against the vehicle for private individuals. It offers financing solution for consumers directly or indirectly through vehicle resellers.

SAV-Rahoitus Oyj (OHEL:SAV1V) Headlines

No Headlines