BLIS (NAPC Defense) Effective Interest Rate on Debt %: 36.20% (As of Jan. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

What is NAPC Defense Effective Interest Rate on Debt %?

NAPC Defense BLIS -11.85% Effective Interest Rate on Debt % is 36.20% as of Jan. 2026. The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. NAPC Defense's annualized positive value of Interest Expense for the quarter that ended in Jan. 2026 was $0.55 Mil. NAPC Defense's average total debt for the quarter that ended in Jan. 2026 was $1.51 Mil. Therefore, NAPC Defense's annualized Effective Interest Rate on Debt % for the quarter that ended in Jan. 2026 was 36.20%.

NAPC Defense  (OTCPK:BLIS) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

NAPC Defense Effective Interest Rate on Debt % Related Terms

NAPC Defense Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for NAPC Defense's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NAPC Defense Effective Interest Rate on Debt % Chart

NAPC Defense Annual Data
Trend Apr17 Apr18 Apr19 Apr20 Apr21 Apr22 Apr23 Apr24 Apr25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only 0.00 164.72 61.87 18.85 41.00

NAPC Defense Quarterly Data
Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 58.44 57.35 80.89 54.09 36.20

BLIS vs PHGE, BRQL, KITT: Effective Interest Rate on Debt % Comparison

For the Aerospace & Defense subindustry, NAPC Defense's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

NAPC Defense Effective Interest Rate on Debt % vs Aerospace & Defense Industry

For the Aerospace & Defense industry and Industrials sector, NAPC Defense's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where NAPC Defense's Effective Interest Rate on Debt % falls into.


NAPC Defense Effective Interest Rate on Debt % Calculation

NAPC Defense's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Apr. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Apr. 2024 )+Total Debt  (A: Apr. 2025 ))/ count )
=-1  *  -0.319/( (0.661+0.895)/ 2 )
=-1  *  -0.319/0.778
=41.00 %

where

Total Debt  (A: Apr. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 0.661
=0.661

Total Debt  (A: Apr. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 0.895
=0.895

NAPC Defense's annualized Effective Interest Rate on Debt % for the quarter that ended in Jan. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Oct. 2025 )+Total Debt  (Q: Jan. 2026 ))/ count )
=-1  *  -0.548/( (1.559+1.469)/ 2 )
=-1  *  -0.548/1.514
=36.20 %

where

Total Debt  (Q: Oct. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.06 + 1.499
=1.559

Total Debt  (Q: Jan. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.052 + 1.417
=1.469

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jan. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 36.20% mean?
NAPC Defense (BLIS) has a Effective Interest Rate on Debt % of 36.20% as of Jan. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on NAPC Defense and its competitors.
Is NAPC Defense's Effective Interest Rate on Debt % too high?
NAPC Defense's current Effective Interest Rate on Debt % is 36.20%.
How does NAPC Defense's Effective Interest Rate on Debt % compare to PHGE and BRQL?
NAPC Defense's Effective Interest Rate on Debt % of 36.20% can be compared against companies in the Aerospace & Defense industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Aerospace & Defense company?
A good Effective Interest Rate on Debt % depends on the Aerospace & Defense industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on NAPC Defense and its competitors. NAPC Defense's current Effective Interest Rate on Debt % is 36.20%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NAPC Defense stock overvalued right now?
NAPC Defense (BLIS) has a current Effective Interest Rate on Debt % of 36.20%. The current Effective Interest Rate on Debt % is 36.20%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For NAPC Defense (BLIS), the current Effective Interest Rate on Debt % is 36.20% as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

NAPC Defense Business Description

Address 4910 Creekside Orive, Suite K, Clearwater, FL, USA, 33760
NAPC Defense Inc is engaged in activities in the defense and security industries, including weapons systems, tactical platforms such as CornerShot, and other technologies designed for use by military, paramilitary, and law enforcement agencies.