AbaCore Capital Holdings (PHS:ABA) Effective Interest Rate on Debt %: 10.10% (As of Mar. 2026)


PHS:ABA AbaCore Capital Holdings Inc PHS:ABA
23 GF Score
Price ₱0.30
GF Value ₱0.32
Valuation Fairly Valued
! 7 Warning Signs
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What is AbaCore Capital Holdings Effective Interest Rate on Debt %?

AbaCore Capital Holdings PHS:ABA -1.64% 23 Effective Interest Rate on Debt % is 10.10% as of Mar. 2026. GuruFocus rates PHS:ABA with a GF Score™ of 23/100 and a GF Value™ of ₱0.32 (Fairly Valued). The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. AbaCore Capital Holdings's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ₱23.66 Mil. AbaCore Capital Holdings's average total debt for the quarter that ended in Mar. 2026 was ₱234.12 Mil. Therefore, AbaCore Capital Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 10.10%.


AbaCore Capital Holdings  (PHS:ABA) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


AbaCore Capital Holdings Effective Interest Rate on Debt % Related Terms


AbaCore Capital Holdings Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for AbaCore Capital Holdings's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AbaCore Capital Holdings Effective Interest Rate on Debt % Chart

AbaCore Capital Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.85 8.44 9.35 8.42 8.52

AbaCore Capital Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.91 8.49 10.47 10.00 10.10

PHS:ABA vs CBRE, BEKE, JLL: Effective Interest Rate on Debt % Comparison

For the Real Estate Services subindustry, AbaCore Capital Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AbaCore Capital Holdings Effective Interest Rate on Debt % vs Real Estate Industry

For the Real Estate industry and Real Estate sector, AbaCore Capital Holdings's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where AbaCore Capital Holdings's Effective Interest Rate on Debt % falls into.


PHS:ABA
23GF Score
AbaCore Capital Holdings Inc PHS:ABA
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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AbaCore Capital Holdings Effective Interest Rate on Debt % Calculation

AbaCore Capital Holdings's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -15.029/( (122.113+230.577)/ 2 )
=-1  *  -15.029/176.345
=8.52 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=96.557 + 25.556
=122.113

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=181.051 + 49.526
=230.577

AbaCore Capital Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -23.656/( (230.577+237.656)/ 2 )
=-1  *  -23.656/234.1165
=10.10 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=181.051 + 49.526
=230.577

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=196.051 + 41.605
=237.656

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 10.10% mean?
AbaCore Capital Holdings (PHS:ABA) has a Effective Interest Rate on Debt % of 10.10% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on AbaCore Capital Holdings and its competitors.
Is AbaCore Capital Holdings' Effective Interest Rate on Debt % too high?
AbaCore Capital Holdings' current Effective Interest Rate on Debt % is 10.10%. Overall, AbaCore Capital Holdings has a GF Score™ of 23/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does AbaCore Capital Holdings' Effective Interest Rate on Debt % compare to CBRE and BEKE?
AbaCore Capital Holdings' Effective Interest Rate on Debt % of 10.10% can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Real Estate company?
A good Effective Interest Rate on Debt % depends on the Real Estate industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on AbaCore Capital Holdings and its competitors. AbaCore Capital Holdings's current Effective Interest Rate on Debt % is 10.10%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AbaCore Capital Holdings stock overvalued right now?
Based on GuruFocus' analysis, AbaCore Capital Holdings (PHS:ABA) is currently considered Fairly Valued. The stock's GF Value™ is ₱0.32, compared to a current price of ₱0.30 — trading 6.3% below its estimated fair value. The current Effective Interest Rate on Debt % is 10.10%. AbaCore Capital Holdings' overall GF Score™ is 23/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For AbaCore Capital Holdings (PHS:ABA), the current Effective Interest Rate on Debt % is 10.10% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AbaCore Capital Holdings (PHS:ABA) Overvalued in 2026?

Based on GuruFocus' analysis, AbaCore Capital Holdings stock appears to be undervalued. The current stock price of ₱0.30 is trading 6.3% below its estimated GF Value™ of ₱0.32. GuruFocus considers AbaCore Capital Holdings to be Fairly Valued.

Key valuation signals for PHS:ABA:

  • Effective Interest Rate on Debt %: 10.10%
  • GF Value™: ₱0.32 vs. price of ₱0.30 (6.3% below fair value)
  • GF Score™: 23/100 with 7 warning signs

No single metric tells the full story. See the PHS:ABA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AbaCore Capital Holdings Business Description

Address 135 JP Rizal Street, Brgy. Milagrosa, Project 4, Quezon, PHL, 1109
AbaCore Capital Holdings Inc is a Philippine investment holding firm with four main business segments: holding, real estate, financial services, and hotel operations. The holding segment, its primary revenue source, manages investments in properties and securities. Its real estate arm focuses on property development and construction projects. The company also offers rural financial services and operates various hospitality businesses like hotels and restaurants.
23GF Score

Get the complete analysis for PHS:ABA

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱0.30
Price
₱0.32
GF Value