The Tottori Bank (TSE:8383) Efficiency Overhead Ratio %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:8383 The Tottori Bank Ltd TSE:8383
57 GF Score
Price 円1,939.00
GF Value 円1,483.39
Valuation Significantly Overvalued
! 3 Warning Signs
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What is The Tottori Bank Efficiency Overhead Ratio %?

Efficiency Overhead Ratio % only apply to companies which has operating data in Banks industry.

TSE:8383
57GF Score
The Tottori Bank Ltd TSE:8383
Efficiency Overhead Ratio % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is The Tottori Bank (TSE:8383) Overvalued in 2026?

Based on GuruFocus' analysis, The Tottori Bank stock appears to be overvalued. The current stock price of 円1,939.00 is trading 30.7% above its estimated GF Value™ of 円1,483.39. GuruFocus considers The Tottori Bank to be Significantly Overvalued.

Key valuation signals for TSE:8383:

  • Efficiency Overhead Ratio %:
  • GF Value™: 円1,483.39 vs. price of 円1,939.00 (30.7% above fair value)
  • GF Score™: 57/100 with 3 warning signs

No single metric tells the full story. See the TSE:8383 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

The Tottori Bank Business Description

Address 171 Eiraku-Onsencho, Tottori, JPN, 680-8686
The Tottori Bank Ltd. is a regional Japanese bank headquartered in Tottori Prefecture, primarily serving individuals, small and medium-sized enterprises, and local governments in the San'in region of western Japan. Its core business is deposit-taking and lending, offering ordinary, savings, time, and foreign currency deposits alongside card loans, business loans, and mortgage financing. The bank also provides fee-based services including domestic and foreign exchange, automated teller machine networks, investment trusts, and insurance products such as life, medical, cancer, and annuity coverage sold through its branches. Revenue is generated mainly from interest income on loans and securities, supplemented by fees and commissions from financial products and services. As a regional institution, it maintains a branch network concentrated in Tottori Prefecture with some presence in neighboring areas, and it supports local industry and community finance as part of its operations.
57GF Score

Get the complete analysis for TSE:8383

Efficiency Overhead Ratio % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,939.00
Price
円1,483.39
GF Value