LMFA (LM Funding America) EPS without NRI: $-2.92 (TTM As of Mar. 2026)


LMFA LM Funding America Inc LMFA
26 GF Score
Price $0.15
GF Value $0.50
Valuation Possible Value Trap
! 5 Warning Signs
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What is LM Funding America EPS without NRI?

LM Funding America LMFA +2.89% 26 EPS without NRI is $-2.92 as of Mar. 2026. GuruFocus rates LMFA with a GF Score™ of 26/100 and a GF Value™ of $0.50 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 583 Capital Markets companies, LM Funding America ranks better than 71.18% on this metric.

LM Funding America's earnings per share without non-recurring items for the three months ended in Mar. 2026 was $-0.47. Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was $-2.92.

During the past 3 years, the average earnings per share (NRI) Growth Rate was 36.10% per year. During the past 5 years, the average earnings per share (NRI) Growth Rate was 24.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.

The historical rank and industry rank for LM Funding America's EPS without NRI or its related term are showing as below:

LMFA' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -103   Med: 36.75   Max: 72.3
Current: 36.1

During the past 13 years, LM Funding America's highest 3-Year average Earnings Per Share (NRI) Growth Rate was 72.30% per year. The lowest was -103.00% per year. And the median was 36.75% per year.

LMFA's 3-Year EPS without NRI Growth Rate is ranked better than
71.18% of 583 companies
in the Capital Markets industry
Industry Median: 13.9 vs LMFA: 36.10

LM Funding America's EPS (Diluted) for the three months ended in Mar. 2026 was $-0.47. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $-2.21.

LM Funding America's EPS (Basic) for the three months ended in Mar. 2026 was $-0.47. Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was $-2.21.


LM Funding America  (NAS:LMFA) EPS without NRI Explanation

EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


LM Funding America EPS without NRI Related Terms


LM Funding America EPS without NRI Historical Data

* Premium members only.

The historical data trend for LM Funding America's EPS without NRI can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

LM Funding America EPS without NRI Chart

LM Funding America Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS without NRI
Get a 7-Day Free Trial Premium Member Only Premium Member Only -6.03 -12.32 -3.65 -4.52 -3.22

LM Funding America Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EPS without NRI Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.00 -0.69 -0.41 -1.35 -0.47

LMFA vs IPST, MWAI, LGHL: EPS without NRI Comparison

For the Capital Markets subindustry, LM Funding America's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


LM Funding America PE Ratio without NRI vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, LM Funding America's PE Ratio without NRI distribution charts can be found below:

* The bar in red indicates where LM Funding America's PE Ratio without NRI falls into.


LMFA
26GF Score
LM Funding America Inc LMFA
EPS without NRI is just one metric. See GF Score™, valuation, warning signs, and more.
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LM Funding America EPS without NRI Calculation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.

EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-2.92

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS without NRI →
What does a EPS without NRI of $-2.92 mean?
LM Funding America (LMFA) has a EPS without NRI of $-2.92 as of Mar. 2026. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on LM Funding America and its competitors. According to the industry distribution chart, LM Funding America ranks #168 out of 583 companies in the Capital Markets industry, placing it in the top 28.8%.
Is LM Funding America's EPS without NRI too high?
LM Funding America's current EPS without NRI is $-2.92. Based on the distribution chart, LM Funding America ranks #168 out of 583 companies in the Capital Markets industry, which is above the industry midpoint. Overall, LM Funding America has a GF Score™ of 26/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does LM Funding America's EPS without NRI compare to IPST and MWAI?
According to the Capital Markets industry distribution chart, LM Funding America ranks #168 out of 583 companies for EPS without NRI. This puts LM Funding America in the upper half of its industry. The industry median EPS without NRI is 13.90. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for a Capital Markets company?
The median EPS without NRI among Capital Markets companies is 13.90, based on 583 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on LM Funding America and its competitors. For the Capital Markets industry, the median EPS without NRI is 13.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. LM Funding America's current EPS without NRI is $-2.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LM Funding America stock overvalued right now?
Based on GuruFocus' analysis, LM Funding America (LMFA) is currently considered Possible Value Trap. The stock's GF Value™ is $0.50, compared to a current price of $0.15 — trading 70.1% below its estimated fair value. The current EPS without NRI is $-2.92. LM Funding America's overall GF Score™ is 26/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For LM Funding America (LMFA), the current EPS without NRI is $-2.92 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is LM Funding America (LMFA) Overvalued in 2026?

Based on GuruFocus' analysis, LM Funding America stock appears to be undervalued. The current stock price of $0.15 is trading 70.1% below its estimated GF Value™ of $0.50. GuruFocus considers LM Funding America to be Possible Value Trap.

Key valuation signals for LMFA:

  • EPS without NRI: $-2.92
  • GF Value™: $0.50 vs. price of $0.15 (70.1% below fair value)
  • GF Score™: 26/100 with 5 warning signs

No single metric tells the full story. See the LMFA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


LM Funding America Business Description

Address 1200 Platt Street, Suite 1000, Tampa, FL, USA, 33602
LM Funding America Inc is a financial services company. The company provides funding to nonprofit community associations located in the state of Florida and to nonprofit community associations in the states of Washington and Colorado. Its products include Original Product and New Neighbor Guaranty. Its original product offering consists of providing funding to Associations by purchasing their rights under delinquent accounts that are selected by the Associations arising from unpaid Association assessments. It currently has two lines of business recently commenced cryptocurrency mining business and historical specialty finance business. The Company has two operating segments: Specialty Finance and Mining and Treasury Operations.
26GF Score

Get the complete analysis for LMFA

EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.15
Price
$0.50
GF Value