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Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Senmiao Technology's Total Stockholders Equity for the quarter that ended in Jun. 2026 was $-38.58 Mil. Senmiao Technology's Total Assets for the quarter that ended in Jun. 2026 was $14.76 Mil.
Therefore, Senmiao Technology's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was -2.61.
The historical rank and industry rank for Senmiao Technology's Equity-to-Asset or its related term are showing as below:
AIHS'
s Equity-to-Asset Range Over the Past 10 Years
Min: -2.61 Med: 0.25 Max: 0.96
Current: -2.61
During the past 11 years, the highest Equity to Asset Ratio of Senmiao Technology was 0.96. The lowest was -2.61. And the median was 0.25.
AIHS's Equity-to-Asset is ranked worse than 99% of 1095
companies
in the Business Services industry
Industry Median: 0.52
vs AIHS: -2.61
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Senmiao Technology Equity-to-Asset Related Terms
Senmiao Technology Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Senmiao Technology's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AIHS vs MWG, DWAY, BDST: Equity-to-Asset Comparison
For the Rental & Leasing Services subindustry, Senmiao Technology's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Senmiao Technology Equity-to-Asset vs Business Services Industry
For the Business Services industry and Industrials sector, Senmiao Technology's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Senmiao Technology's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Senmiao Technology's Equity to Asset Ratio for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Senmiao Technology (AIHS) has a Equity-to-Asset of -2.61 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Senmiao Technology and its competitors. According to the industry distribution chart, Senmiao Technology ranks #1084 out of 1095 companies in the Business Services industry, placing it in the top 99%.
Is Senmiao Technology's Equity-to-Asset too high?
Senmiao Technology's current Equity-to-Asset is -2.61. Based on the distribution chart, Senmiao Technology ranks #1084 out of 1095 companies in the Business Services industry, which is in the bottom quartile relative to peers. Overall, Senmiao Technology has a GF Score™ of 52/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Senmiao Technology's Equity-to-Asset compare to MWG and DWAY?
According to the Business Services industry distribution chart, Senmiao Technology ranks #1084 out of 1095 companies for Equity-to-Asset. This places Senmiao Technology in the lower half of its industry. The industry median Equity-to-Asset is 0.52. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Business Services company?
The median Equity-to-Asset among Business Services companies is 0.52, based on 1,095 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Senmiao Technology and its competitors. For the Business Services industry, the median Equity-to-Asset is 0.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Senmiao Technology's current Equity-to-Asset is -2.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Senmiao Technology stock overvalued right now?
Based on GuruFocus' analysis, Senmiao Technology (AIHS) is currently considered Modestly Overvalued. The stock's GF Value™ is $1.14, compared to a current price of $1.35 — trading 18.7% above its estimated fair value. The current Equity-to-Asset is -2.61. Senmiao Technology's overall GF Score™ is 52/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Senmiao Technology (AIHS), the current Equity-to-Asset is -2.61 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Senmiao Technology (AIHS) Overvalued in 2026?
Based on GuruFocus' analysis, Senmiao Technology stock appears to be overvalued.
The current stock price of $1.35 is trading 18.7% above its estimated GF Value™ of $1.14.
GuruFocus considers Senmiao Technology to be Modestly Overvalued.
Key valuation signals for AIHS:
Equity-to-Asset: -2.61
GF Value™: $1.14 vs. price of $1.35 (18.7% above fair value)
No single metric tells the full story. See the AIHS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Senmiao Technology Ltd is a holding company. Along with its subsidiaries, it is engaged in facilitating automobile transactions and offering related services. The group's business activities include providing car rental services to individual customers with lease term no more than twelve months; leasing and servicing of new energy vehicles; offering services to automobile purchasers throughout the purchase process; providing management and related services to Partner Platforms and other companies; automobile financing; and providing other related supporting services to customers. The majority of the group's revenue is generated from its automobile rental business.
52GF Score
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