Bancontander (Brasil) (BSP:SANB11) EV-to-FCF: 9.03 (As of Jul. 14, 2026) — 296% Above Median

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BSP:SANB11 Banco Santander (Brasil) SA BSP:SANB11
70 GF Score
Price R$27.37
! 3 Warning Signs
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What is Bancontander (Brasil) EV-to-FCF?

Bancontander (Brasil) BSP:SANB11 -0.91% 70 EV-to-FCF is 9.03 as of Jul. 14, 2026, which is 296% above its 10-year median of 2.28. GuruFocus rates BSP:SANB11 with a GF Score™ of 70/100. The stock has 3 warning signs investors should review. Among 1,199 Banks companies, Bancontander (Brasil) ranks better than 98.17% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Bancontander (Brasil)'s Enterprise Value is R$73,310 Mil. Bancontander (Brasil)'s Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was R$8,116 Mil. Therefore, Bancontander (Brasil)'s EV-to-FCF for today is 9.03.

The historical rank and industry rank for Bancontander (Brasil)'s EV-to-FCF or its related term are showing as below:

BSP:SANB11' s EV-to-FCF Range Over the Past 10 Years
Min: -258.73   Med: 2.28   Max: 107.36
Current: -12.98

During the past 13 years, the highest EV-to-FCF of Bancontander (Brasil) was 107.36. The lowest was -258.73. And the median was 2.28.

BSP:SANB11's EV-to-FCF is ranked better than
98.17% of 1199 companies
in the Banks industry
Industry Median: 6.57 vs BSP:SANB11: -12.98

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-14), Bancontander (Brasil)'s stock price is R$27.37. Bancontander (Brasil)'s Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was R$1.330. Therefore, Bancontander (Brasil)'s PE Ratio (TTM) for today is 20.58.


Bancontander (Brasil)  (BSP:SANB11) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Bancontander (Brasil)'s PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=27.37/1.330
=20.58

Bancontander (Brasil)'s share price for today is R$27.37.
Bancontander (Brasil)'s Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was R$1.330.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Bancontander (Brasil) EV-to-FCF Related Terms


Bancontander (Brasil) EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Bancontander (Brasil)'s EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bancontander (Brasil) EV-to-FCF Chart

Bancontander (Brasil) Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 24.86 19.18 -1.83 4.09 -37.00

Bancontander (Brasil) Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -3.61 -18.26 4.72 -37.00 -12.00

Bancontander (Brasil) EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, Bancontander (Brasil)'s EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bancontander (Brasil) EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Bancontander (Brasil)'s EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Bancontander (Brasil)'s EV-to-FCF falls into.


BSP:SANB11
70GF Score
Banco Santander (Brasil) SA BSP:SANB11
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bancontander (Brasil) EV-to-FCF Calculation

Bancontander (Brasil)'s EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=73310.028/8115.71
=9.03

Bancontander (Brasil)'s current Enterprise Value is R$73,310 Mil.
Bancontander (Brasil)'s Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was R$8,116 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 9.03 mean?
Bancontander (Brasil) (BSP:SANB11) has a EV-to-FCF of 9.03 as of Jul. 14, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Bancontander (Brasil) and its competitors. This is 296% above median its historical median of 2.28. According to the industry distribution chart, Bancontander (Brasil) ranks #22 out of 1199 companies in the Banks industry, placing it in the top 1.8%.
Is Bancontander (Brasil)'s EV-to-FCF too high?
Bancontander (Brasil)'s current EV-to-FCF of 9.03 is 296% above median its 10-year median of 2.28. The Banks industry median EV-to-FCF is 6.57. Bancontander (Brasil)'s value of 9.03 is 37.4% above this industry median. Based on the distribution chart, Bancontander (Brasil) ranks #22 out of 1199 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bancontander (Brasil) has a GF Score™ of 70/100, reflecting its overall financial health beyond just this single metric.
How does Bancontander (Brasil)'s EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, Bancontander (Brasil) ranks #22 out of 1199 companies for EV-to-FCF. This places Bancontander (Brasil) in the top 2% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 6.57. Bancontander (Brasil)'s value of 9.03 is 37.4% above this benchmark. While the company's 10-year median is 2.28 vs. the industry median of 6.57, Bancontander (Brasil) has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.57, based on 1,199 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bancontander (Brasil)'s current EV-to-FCF of 9.03 is 37.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Bancontander (Brasil) and its competitors. For the Banks industry, the median EV-to-FCF is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bancontander (Brasil)'s current EV-to-FCF is 9.03, which is 296% above median its own 10-year median of 2.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bancontander (Brasil) stock overvalued right now?
Bancontander (Brasil) (BSP:SANB11) has a current EV-to-FCF of 9.03. The current EV-to-FCF is 9.03, which is 296% above median its 10-year median of 2.28 and 37.4% above the Banks industry median of 6.57. Bancontander (Brasil)'s overall GF Score™ is 70/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Bancontander (Brasil) (BSP:SANB11), the current EV-to-FCF is 9.03 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Bancontander (Brasil) Business Description

Address Avenida Presidente Juscelino Kubitschek, 2041, Suite 281, Block A, Condominio Wttore JK, Vila Nova Conceicao, Sao Paulo, SP, BRA, 04543-011
Banco Santander (Brasil) SA is part of Santander Group, a Spanish bank. It operates across two segments; the Commercial Banking segment, catering to both individual and corporate client and the Global Wholesale Banking segment, which encompasses Investment Banking and Markets operations, including the Treasury and Equity Business Departments. The bank generates majority of its revenue from the Commercial Banking segment and has operations in Brazil and internationally.
70GF Score

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EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$27.37
Price